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7305 E Palomino Rd, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 7305 E Palomino Rd, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,482 sqft · built 1977
Lot Size0.58 acres (25,265 sqft)
Owner2 Trust Names on Record
Last Sale$275,000 (Jan 2015)
Tax Bill$5,930 (2025)
Deeds & MortgagesJul 2026 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-23-18-280-002-000

Property Details

APN / Parcel Number

Primary APN01-23-18-280-002-000
Alternative APN
  • 11050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,482 sqft Finished Area
1st Floor Area2,527 sqft
Basement Area2,130 sqft
Finished Basement1,170 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions175 ft deep x 145 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area224 sqft
Patio Area456 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelPropane
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number11050
Street Address7305 E PALOMINO RD
CitySIOUX FALLS
StateSD
Zip57110-6248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLOT 2 BLOCK 3 PINE LAKE HILLS ADDN 18-101-48 SPLIT ROCK TOWNSHIP
Legal Range48
Legal Township101
Legal Section18
Legal SubdivisionPINE LAKE HILLS ADDN
Legal Block3
Legal Lot Number2
JurisdictionMINNEHAHA SD
Township / Civil DivisionSPLIT ROCK
Census Block Group1
Census Block1095
Census Tract10403

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address7305 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust · Line of Credit
UNION FEDERAL CREDIT UNION
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Deed of Trust, Mortgage
Jan 12, 2015Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2015 · Amount on Record
Deed SaleJan 12, 2015 · Amount on Record
Deed Document Number2015500678
Deed Book / Page560 / 272
Prior Transfer DateJan 9, 2015
Prior Transfer Doc001769/469
Record UpdatedOct 29, 2026

July 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Recording DateJul 22, 2026
Property Address7305 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
Document Number0000164649
Book / Page2020-M / 90
Instrument DateJul 15, 2026
Instrument2026164649
Record UpdatedAug 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7305 E PALOMINO RD, SIOUX FALLS, SD 57110-6248

Mortgage

Document Number0000164649,
DateJul 22, 2026
Book Page2020-M/90
Instrument2026164649
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
Term240 Months
DueAug 15, 2046
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
IndexPrime Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address7305 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1922MTG/429
DateMay 11, 2021
Book Page1922 MTG/429
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address7305 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

January 2015: Deed, Transfer

Document TypeDeed
JurisdictionMINNEHAHA SD
Recording DateJan 12, 2015
Property Address7305 E PALOMINO RD, SIOUX FALLS, SD 57110-6248
Document Number000560/272
Book / Page560 / 272
Instrument DateJan 9, 2015
InstrumentR500678
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address205 W HACKBERRY ST, BRANDON, SD 57005-2160
InvestorPossibly a Property Investor

Mortgage

Document Number001769/469
DateJan 12, 2015
Book Page1769/469
InstrumentR500689
Lender
NamePLAINS COMMERCE BANK
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2045

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
County SubdivisionSplit Rock Township
Unified School DistrictBrandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$503,104 (-6.36%) Land $69,922 Building $433,182$503,104 Land $69,922 Building $433,182
2025$5,930.00$537,300 (+6.23%) Land $70,700 Building $466,600
2024$5,930.00 (+3.85%)$505,800 (+10.78%) Land $70,700 Building $435,100
2022$5,710.00$456,600 Land $64,800 Building $391,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE LAKE HILLS
private · serves 320 people · EPA ID SD4600624
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber in parts of the area		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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