7306 Fox Harbor Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7306 Fox Harbor Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,288 sqft · built 1985
Lot Size	0.887 acres (38,646 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Dec 2023)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21172100050000`

Property Details

APN / Parcel Number

Primary APN	`21172100050000`
Alternative APNs	`172100050000` `00001933`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,288 sqft Finished Area
Basement Area	1,916 sqft
Finished Basement	1,188 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,646 sqft (0.887 acres)
Garage Type	Basement
Parking Spaces	5 Parking Spaces
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001933
Street Address	7306 FOX HARBOR RD
City	PROSPECT
State	KY
Zip	40059-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 5 FOX HARBOR ESTATES, SEC.1, PB.33 PG.36; 0.8872 AC +/-
Legal Subdivision	FOX HARBOR ESTATES
Legal Lot Number	5
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7306 FOX HARBOR RD, PROSPECT, KY 40059-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Jan 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Deed Document Number	2023246559
Deed Book / Page	12748 / 590
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	0110770055
Record Updated	Jun 8, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 13, 2023
Property Address	7306 FOX HARBOR RD, PROSPECT, KY 40059-9329
Document Number	0000246559
Book / Page	D 12748 / 590
Map Reference	MB 33 PG 36
Instrument Date	Dec 5, 2023
Instrument	2023246559
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 CHANNEL ST APT 17, 17, SAN FRANCISCO, CA 94158-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 FOX HARBOR RD, PROSPECT, KY 40059-9329

Mortgage

Document Number	0000246560
Date	Dec 13, 2023
Instrument	2023246560

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 29, 2018
Property Address	7306 FOX HARBOR RD, PROSPECT, KY 40059-9329
Document Number	0110770055
Book / Page	011077 / 000055
Instrument Date	Jan 19, 2018
Instrument	23246
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	7306 FOX HARBOR RD PROSPECT KY 400599329, PROSPECT, KY 40059-9329

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,575.00 (+13.72%)	$410,000 (+4.1%) Land $82,450 Building $327,550
2024			$410,000 (+4.1%) Land $82,450 Building $327,550
2023	$4,023.00 (-2%) Homeowner's exemption	$393,840 (-) Land $82,450 Building $311,390	$393,840 (-) Land $82,450 Building $311,390
2022	$4,105.00 Homeowner's exemption	$393,840 Land $82,450 Building $311,390	$393,840 Land $82,450 Building $311,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: BluegrassNet, T-Mobile.

Nearby Properties on Fox Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures