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7304 Fox Harbor Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7304 Fox Harbor Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,854 sqft · built 1979
Lot Size0.112 acres (4,905 sqft)
Owner2 Owner Names on File
Last Sale$356,500 (Nov 2013)
Tax Bill$5,565 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN21172100060000

Property Details

APN / Parcel Number

Primary APN21172100060000
Alternative APNs
  • 172100060000
  • 00001907

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,854 sqft Finished Area
Basement Area2,542 sqft
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,905 sqft (0.112 acres)
Garage TypeBasement
Parking Spaces4 Parking Spaces
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001907
Street Address7304 FOX HARBOR RD
CityPROSPECT
StateKY
Zip40059-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 6 FOX HARBOR ESTATES SUBDIVISION SEC 1 PB.33 PG.36 0.1126 AC+/-
Legal SubdivisionFOX HARBOR ESTATES
Legal Lot Number6
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1014
Census Tract10312

Owner

The current owner of 7304 Fox Harbor Rd bought it in November 2013.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record2 Owner Names on File
Mailing Address7304 FOX HARBOR RD, PROSPECT, KY 40059-9329
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
THRIVE MORTGAGE LLC
Dec 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2013 · Amount on File
Deed SaleNov 26, 2013 · Amount on File
Deed Document Number0010172529
Deed Book / Page10172 / 529
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7304 FOX HARBOR RD, PROSPECT, KY 40059-9329
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000213631
DateAug 25, 2021
Book PageM 17601/384
Instrument2021213631
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
AddressGEORGETOWN, TX 78633
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2041

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7304 FOX HARBOR RD, PROSPECT, KY 40059-9329
Document Number0153730516
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7304 FOX HARBOR RD PROSPECT KY 400599329, PROSPECT, KY 40059-9329

Mortgage

Document Number0153730516
DateJan 5, 2018
Book Page015373/000516
Instrument5357
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 4, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 7304 Fox Harbor Rd was $5,565.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityProspect City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,565.00$498,730 Land $95,750 Building $402,980
2024$498,730 (-) Land $95,750 Building $402,980
2023$5,775.00 (-0.35%)$498,730 (-) Land $95,750 Building $402,980$498,730 (-) Land $95,750 Building $402,980
2022$5,795.00$498,730 Land $95,750 Building $402,980$498,730 Land $95,750 Building $402,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7304 Fox Harbor Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies56 units insured
incl. 42 condo units
Nearby Flood Claims31 (1980–2025)
Claims Outside the SFHA4 of 31
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7304 Fox Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: BluegrassNet, T-Mobile.

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