7305 Willow Gate Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7305 Willow Gate Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 4,280 sqft · built 1992
Lot Size	0.216 acres (9,426 sqft)
Owner	2 Owner Names on File
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21249300700000`

Property Details

APN / Parcel Number

Primary APN	`21249300700000`
Alternative APNs	`249300700000` `00000406`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,280 sqft Finished Area
Basement Area	2,608 sqft
Finished Basement	1,350 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,426 sqft (0.216 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000406
Street Address	7305 WILLOW GATE CT
City	PROSPECT
State	KY
Zip	40059-9487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	.2164 AC+- ESTATES OF HUNTING CREEK SEC 2A
Legal Subdivision	HUNTING CREEK
Legal Lot Number	70
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1000
Census Tract	10312

Owner

The current owner of 7305 Willow Gate Ct acquired it in November 2007.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	7305 WILLOW GATE CT, PROSPECT, KY 40059-9487
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 14, 2007
Transfer Doc	0091370280
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7305 WILLOW GATE CT, PROSPECT, KY 40059-9487
Document Number	0156750274
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7305 WILLOW GATE CT PROSPECT KY 400599487, PROSPECT, KY 40059-9487

Mortgage

Document Number	0156750274
Date	Sep 5, 2018
Book Page	015675/000274
Instrument	210614

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7305 Willow Gate Ct was $7,265 with a homeowner's exemption.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,265.00 Homeowner's exemption	$700,090 Land $126,100 Building $573,990
2024			$700,090 (-) Land $126,100 Building $573,990
2023	$7,570.00 (-1.23%) Homeowner's exemption	$700,090 (-) Land $126,100 Building $573,990	$700,090 (-) Land $126,100 Building $573,990
2022	$7,664.00 Homeowner's exemption	$700,090 Land $126,100 Building $573,990	$700,090 Land $126,100 Building $573,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7305 Willow Gate Ct in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7305 Willow Gate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Willow Gate Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures