7303 Willow Gate Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7303 Willow Gate Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 4,157 sqft · built 1991
Lot Size	0.932 acres (40,598 sqft)
Owner	2 Individual Names on File
Last Sale	$895,000 (Mar 2026)
Tax Bill	$6,467 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21249300710000`

Property Details

APN / Parcel Number

Primary APN	`21249300710000`
Alternative APNs	`249300710000` `00000410`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,157 sqft Finished Area
Basement Area	2,266 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	40,598 sqft (0.932 acres)
Garage Type	Attached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Deck Area	376 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000410
Street Address	7303 WILLOW GATE CT
City	PROSPECT
State	KY
Zip	40059-9487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 71 ESTATES OF HUNTING CREEK SUBDIVISION SEC 2A, PB. 37, PG. 14, 0.932 AC +/-
Legal Subdivision	HUNTING CREEK
Legal Lot Number	71
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1000
Census Tract	10312

Owner

7303 Willow Gate Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Louisville/Jefferson County Metro Government records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7303 WILLOW GATE CT, PROSPECT, KY 40059-9487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Dec 7, 2016	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Dec 14, 2011 · Amount on File
Deed Document Number	202632714
Deed Book / Page	13286 / 364
Prior Transfer Date	Dec 19, 2002
Prior Transfer Doc	0000002224
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 23, 2026
Property Address	7303 WILLOW GATE CT, PROSPECT, KY 40059-9487
Document Number	0000032714
Book / Page	D 13286 / 364
Map Reference	MB 37 PG 14
Instrument Date	Mar 20, 2026
Instrument	2026032714
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 OLD DOBBIN RD, LEXINGTON, KY 40502-2851

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7303 WILLOW GATE CT, PROSPECT, KY 40059-9487

Mortgage

Document Number	0000032715
Date	Mar 23, 2026
Instrument	2026032715

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7303 WILLOW GATE CT, PROSPECT, KY 40059-9487
Document Number	0149250849
Book / Page	014925 / 000849
Instrument Date	Dec 7, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7303 WILLOW GATE CT PROSPECT KY 400599487, PROSPECT, KY 40059-9487

Mortgage

Document Number	0149250849
Date	Jan 27, 2017
Book Page	014925/000849
Instrument	20165

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7303 Willow Gate Ct was $6,467.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,467.00	$579,550 Land $127,400 Building $452,150
2024			$579,550 (-) Land $127,400 Building $452,150
2023	$6,711.00 (-0.34%)	$579,550 (-) Land $127,400 Building $452,150	$579,550 (-) Land $127,400 Building $452,150
2022	$6,734.00	$579,550 Land $127,400 Building $452,150	$579,550 Land $127,400 Building $452,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7303 Willow Gate Ct in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7303 Willow Gate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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