7304 Gates Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 7304 Gates Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 1973
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$186,500 (Oct 2020)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0113-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0113-0030`
Alternative APNs	`00229149` `229149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
1st Floor Area	2,124 sqft
Utility Area	40 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Carport	Carport
Carport Area	210 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	344 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00229149
Street Address	7304 GATES CIR
City	SPRING HILL
State	FL
Zip	34606-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 113 LOT 3 OR 311 PG 724
Legal Range	17E
Legal Township	23S
Legal Section	34
Legal Subdivision	SPRING HILL UN 2
Legal Block	113
Legal Lot Number	3
Legal Unit	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41401

Owner

7304 Gates Cir is owned and occupied by an individual who bought it in October 2020.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7304 GATES CIR, SPRING HILL, FL 34606-6209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 27, 2020	Warranty Deed, Construction Loan · Construction Mortgage STATEWIDE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Mar 27, 2020 · Amount on File
Deed Document Number	2020062763
Deed Book / Page	3897 / 1359
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 8, 2020
Property Address	7304 GATES CIR, SPRING HILL, FL 34606-6209
Document Number	0038971359
Book / Page	3897 / 1359
Map Reference	MB 7 PG 65-79
Instrument Date	Oct 6, 2020
Instrument	2020062763
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	AMERICA S TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7286 SUNSHINE GROVE RD, 7286, BROOKSVILLE, FL 34613-4827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7304 GATES CIR, SPRING HILL, FL 34606-6209

Mortgage

Document Number	0038971361
Date	Oct 8, 2020
Instrument	3897/1361

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 27, 2020
Property Address	7304 GATES CIR, SPRING HILL, FL 34606-6209
Document Number	0038231251
Book / Page	3823 / 1251
Map Reference	MB 7 PG 65-79
Instrument Date	Mar 25, 2020
Instrument	2020020308
Transaction Type	Construction Loan
Record Updated	Jul 28, 2022
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 SUNSHINE GROVE RD, BROOKSVILLE, FL 34613-4827
Investor	Possibly a Property Investor

Mortgage

Document Number	0038231253
Date	Mar 27, 2020
Instrument	3823/1253

Lender

Name	STATEWIDE FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 24, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 7304 Gates Cir was $2,979 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 Additional exemption filed	$248,129	$252,620 Land $36,500 Building $216,120
2023		$234,113 Land $28,954 Building $205,159
2022	$2,954.00		$251,286 Land $40,000 Building $211,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7304 Gates Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7304 Gates Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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