7299 Gates Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 7299 Gates Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,287 sqft · built 2020
Lot Size	0.314 acres (13,697 sqft)
Owner	2 Individual Names on File
Last Sale	$181,700 (Aug 2020)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0111-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0111-0010`
Alternative APNs	`00228596` `228596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	1,287 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,697 sqft (0.314 acres)
Lot Dimensions	139 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00228596
Street Address	7299 GATES CIR
City	SPRING HILL
State	FL
Zip	34606-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 111 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	111
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	41401

Owner

7299 Gates Cir is owned and occupied by two individuals who acquired it in August 2025.

Source: Hernando County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 30, 2021	Warranty Deed, Transfer
Aug 11, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC
Jun 18, 2019	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Apr 12, 2019	Warranty Deed, Transfer TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC
Apr 12, 2019	Warranty Deed, Transfer TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	202048737
Deed Book / Page	3874 / 268
Last Transfer Date	Aug 26, 2025
Transfer Doc	0046020238
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 GATES CIR, SPRING HILL, FL 34606-6201

Mortgage

Document Number	0041260233
Date	Feb 10, 2022
Book Page	4126/233
Instrument	2022011177

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 GATES CIR, SPRING HILL, FL 34606-6201

Mortgage

Document Number	0039760820
Date	Apr 5, 2021
Book Page	3976/820
Instrument	2021023326

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2021
Property Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Document Number	0039901319
Book / Page	3990 / 1319
Map Reference	MB 3874 PG 268
Instrument Date	Apr 27, 2021
Instrument	2021031538
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7299 GATES CIR, SPRING HILL, FL 34606-6201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7299 GATES CIR, SPRING HILL, FL 34606-6201

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 11, 2020
Property Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Document Number	0038740268
Book / Page	3874 / 268
Map Reference	MB 7 PG 65-79
Instrument Date	Jun 26, 2020
Instrument	2020048737
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2021
Title Company	STEEL CITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,271.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 GATES CIR, SPRING HILL, FL 34606-6201

Mortgage

Document Number	3874269
Date	Aug 11, 2020
Instrument	3874/269

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 18, 2019
Property Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Document Number	0037160600
Book / Page	003716 / 000600
Instrument Date	Jun 7, 2019
Instrument	37547
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 12, 2019
Property Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Document Number	0036911569
Book / Page	003691 / 001569
Instrument Date	Mar 29, 2019
Instrument	22689
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC

Transaction

Amount	Amount on Record
Tax	$63.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 SW 3RD ST #1608 MIAMI FL 331303078, 1608, MIAMI, FL 33130-3078
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 12, 2019
Property Address	7299 GATES CIR, SPRING HILL, FL 34606-6201
Document Number	0036911567
Book / Page	003691 / 001567
Instrument Date	Mar 29, 2019
Instrument	22688
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC

Transaction

Amount	Amount on Record
Tax	$73.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	23110 STATE RADIAL S4 #306 LUTZ FL 33549, 306, LUTZ, FL 33549

Tax Assessment & Valuation

The 2025 property tax bill for 7299 Gates Cir was $2,524.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00	$172,810	$258,526 Land $47,940 Building $210,586
2023		$163,049 Land $163,049
2022	$1,799.00		$256,321 Land $52,596 Building $203,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7299 Gates Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7299 Gates Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Gates Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures