7300 Hwy 108 E, Mill Spring, NC 28756 Property Records

Polk County property record for 7300 Hwy 108 E, Mill Spring, NC 28756 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,142 sqft Finished Area
Lot Size	81,893 sqft (1.88 acres)
Last Sale	$185,000 (2022)
Tax Bill	$585.00 (2025)

Owner

Source: Polk County records · APN P92-22

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7284 E HIGHWAY 108, MILL SPRING, NC 28756-0668
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jan 05, 1983
Prior Transfer Date	Jun 04, 2014
Prior Transfer Doc	00406/1869
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 19, 2022
Property Address	7284 E HIGHWAY 108, MILL SPRING, NC 28756-0668
Document Number	000473/266
Book / Page	473 / 266
Instrument Date	Aug 24, 2022
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2187 OSPREY POINT DR W, JACKSONVILLE, FL 32224-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7284 HIGHWAY 108 E, MILL SPRING, NC 28756-4745

Mortgage

Document Number	000473/269
Date	Sep 19, 2022
Book Page	473/269

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Oct 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 (+14.48%)	$114,668 (+43.4%) Land $38,140 Building $76,528	$114,668 (+43.4%) Land $38,140 Building $76,528
2023	$511.00	$79,963 Land $29,400 Building $50,563
2021			$79,963 Land $29,400 Building $50,563

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 787 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`P92-22`
Alternative APN	`35884`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	3 Rooms
Building Area	1,142 sqft Finished Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1960
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	81,893 sqft (1.88 acres)
Porch	Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	35884
Street Address	7300 HIGHWAY 108 E
City	MILL SPRING
State	NC
Zip	28756
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	400, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	WHITE OAK
Census Blockgroup	1
Census Block	1013
Census Tract	920202