7135 Hwy 108 E, Mill Spring, NC 28756 Property Records

Polk County property record for 7135 Hwy 108 E, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1953
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Mar 2023)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P81-24`

Property Details

APN / Parcel Number

Primary APN	`P81-24`
Alternative APN	`31260`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,300 sqft Finished Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Exterior Material	Aluminum Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	88,427 sqft (2.03 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31260
Street Address	7135 HIGHWAY 108 E
City	MILL SPRING
State	NC
Zip	28756-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	400, PLAT: CARD FILE C-577, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1008
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7135 HIGHWAY 108 E, MILL SPRING, NC 28756-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FORT BRAGG FCU
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Book / Page	476 / 1336
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 6, 2023
Property Address	7135 HIGHWAY 108 E, MILL SPRING, NC 28756-4706
Document Number	00476/1336
Book / Page	476 / 1336
Map Reference	FILE C PG 577
Instrument Date	Mar 1, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 GRACE ST, WILMINGTON, NC 28401-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 HIGHWAY 108 E, MILL SPRING, NC 28756-4706

Mortgage

Document Number	0004761339
Date	Mar 6, 2023
Instrument	476/1339

Lender

Name	FORT BRAGG FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 22, 2021
Property Address	7135 HIGHWAY 108 E, MILL SPRING, NC 28756-4706
Document Number	00455/2210
Book / Page	455 / 2210
Map Reference	FILE C PG 577
Instrument Date	Jan 12, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 OLD MELVIN HILL RD, 875, CAMPOBELLO, SC 29322-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 HIGHWAY 108 E, MILL SPRING, NC 28756-4706

Mortgage

Document Number	0004552214
Date	Jan 22, 2021
Instrument	455/2214

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00	$245,725 (-) Land $39,527 Building $206,198	$245,725 (-) Land $39,527 Building $206,198
2025	$1,254.00 (+60.77%)	$245,725 (+101.47%) Land $39,527 Building $206,198	$245,725 (+101.47%) Land $39,527 Building $206,198
2023	$780.00	$121,968 Land $30,150 Building $91,818
2021			$121,968 Land $30,150 Building $91,818

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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