730 Richmond Rd N, Berea, KY 40403 Property Records

Madison County property record for 730 Richmond Rd N, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,819 sqft
Lot Size	5.23 acres (227,862 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2019)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-039A-0003`

Property Details

APN / Parcel Number

Primary APN	`0073-039A-0003`
Alternative APNs	`105493` `142813` `72987`

Interior

Stories	1 Story
Building Area	1,819 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	227,862 sqft (5.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	72987
Street Address	730 RICHMOND RD N
City	BEREA
State	KY
Zip	40403-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 (5.2314 ACRES) & TRACT 2 PARCEL
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1075
Census Tract	11202

Owner

730 Richmond Rd N is owned and occupied by an individual who bought it in October 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	730 RICHMOND RD N, BEREA, KY 40403-1059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage STOCKTON MORTGAGE CORP
Oct 24, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Deed Document Number	2014001174
Deed Book / Page	D00780 / 330
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	730 RICHMOND RD N, BEREA, KY 40403-1059
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2147/489
Date	Apr 1, 2022
Book Page	M2147/489
Instrument	2014084473

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	730 RICHMOND RD N, BEREA, KY 40403-1059
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	EXECUTIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01896/532
Date	Oct 24, 2019
Book Page	M01896/532
Instrument	2014001176

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	730 RICHMOND RD N, BEREA, KY 40403-1059
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	EXECUTIVE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2033/375
Date	Mar 17, 2021
Book Page	M2033/375
Instrument	2014031544

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 24, 2019
Property Address	730 RICHMOND RD N, BEREA, KY 40403-1059
Document Number	D00780/330
Book / Page	D00780 / 330
Instrument Date	Oct 4, 2019
Instrument	2014001174
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 RICHMOND RD N, 730, BEREA, KY 40403-1059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 RICHMOND RD N, BEREA, KY 40403-1059

Mortgage

Document Number	2014001175
Date	Oct 24, 2019
Instrument	2014001175

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 730 Richmond Rd N was $2,224 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,224.00 Homeowner's exemption	$285,000	$285,000
2023	$2,314.00 Homeowner's exemption	$285,000	$285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 730 Richmond Rd N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Richmond Rd N is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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