Madison County property record for 710 Richmond Rd N, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft |
| Lot Size | 39.5 acres (1,722,362 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Oct 2003) |
| Tax Bill | $1,881 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0073-0000-0041 |
| Primary APN | 0073-0000-0041 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 1,722,362 sqft (39.5 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 44838 |
|---|---|
| Street Address | 710 RICHMOND RD N |
| City | BEREA |
| State | KY |
| Zip | 40403-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 TRACTS (39.54 ACRES) |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 11202 |
710 Richmond Rd N is owned and occupied by two individuals who bought it in October 2003.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 150 POWELL VALLEY RD, BEREA, KY 40403-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Sep 29, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2003 · Amount on File |
| Deed Sale | Oct 20, 2003 · Amount on File |
| Deed Document Number | 0000724480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 710 RICHMOND RD N, BEREA, KY 40403-1059 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 150 POWELL VALLEY RD, BEREA, KY 40403-9212 |
| Document Number | 0M2288/282 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | M2288/282 |
| Instrument | 2014194998 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Mar 12, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 710 RICHMOND RD N, BEREA, KY 40403-1059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01767/116 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | M01767/116 |
| Instrument | 2013965518 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | 00000 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 710 Richmond Rd N was $1,881 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,881.00 Additional exemption filed | $199,500 | $199,500 |
| 2023 | $1,935.00 | $199,500 | $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 710 Richmond Rd N in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Richmond Rd N is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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