730 Ray St, Pea Ridge, AR 72751 Property Records

Benton County property record for 730 Ray St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,802 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jan 2024)
Tax Bill	$4,361 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-02229-000`

Property Details

APN / Parcel Number

Primary APN	`13-02229-000`
Alternative APNs	`136544.0` `136544`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,421 sqft
1st Floor Area	1,802 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	619 sqft
Driveway	Concrete Driveway
Driveway Area	1,158 sqft
Porch	Open Porch
Porch Area	248 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	730 RAY ST
City	PEA RIDGE
State	AR
Zip	72751-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2005-31 01/04/05
Legal Range	29
Legal Township	21
Legal Section	31
Legal Subdivision	BATTLEFIELD ESTATES-PEA RIDGE
Legal Lot Number	70
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	20103

Owner

730 Ray St is owned and occupied by an individual who bought it in January 2024.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage SIGNATURE BANK OF ARKANSAS
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 22, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jun 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 13, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HIGHLANDS RESID'L MTG
Oct 11, 2018	Trustee's Deed, Construction Loan · Line of Credit ARVEST MTG
Jul 27, 2018	Loan Modification, Mortgage GRAND SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Jul 6, 2023 · Amount on File
Deed Document Number	20243623
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0000036260
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jan 24, 2024
Property Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Document Number	L202403623
Map Reference	REC 2005 PG 1106
Instrument Date	Jan 19, 2024
Instrument	L202403623
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CITY TITLE AND CLOSING LLC, CITY TITLE AND CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 RAY ST, PEA RIDGE, AR 72751-2941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 RAY ST, PEA RIDGE, AR 72751-2941

Mortgage

Document Number	L202403624
Date	Jan 24, 2024
Instrument	L202403624

Lender

Name	SIGNATURE BANK OF ARKANSAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Mortgage

Document Number	L202403624
Date	Jan 24, 2024
Instrument	L202403624

Lender

Name	SIGNATURE BANK OF ARKANSAS
Type	Bank
Address	PO BOX 8550, FAYETTEVILLE, AR 72703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 6, 2023
Property Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Document Number	L202334128
Map Reference	PL 2005 PG 31&1106
Instrument Date	Jun 20, 2023
Instrument	L202334128
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,194.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 RAY ST, PEA RIDGE, AR 72751-2941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 RAY ST, PEA RIDGE, AR 72751-2941

Mortgage

Document Number	L202334129
Date	Jul 6, 2023
Instrument	L202334129

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 22, 2021
Property Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Document Number	2021020727
Map Reference	PL 2005 PG 31&1106
Instrument Date	Mar 17, 2021
Instrument	2021020727
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4005 CROXDALE ST, 4005, SPRINGDALE, AR 72764-7509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 RAY ST, PEA RIDGE, AR 72751-2941

Mortgage

Document Number	2021020728
Date	Mar 22, 2021
Instrument	2021020728

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Jun 22, 2020
Property Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Document Number	0000036260
Instrument Date	Jun 16, 2020
Instrument	36260
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 RAY ST PEA RIDGE AR 727512941, PEA RIDGE, AR 72751-2941

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 13, 2019
Property Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Document Number	0000041720
Instrument Date	Aug 8, 2019
Instrument	41720
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 RAY ST PEA RIDGE AR 727512941, PEA RIDGE, AR 72751-2941

Mortgage

Document Number	41721
Date	Aug 13, 2019
Instrument	41721

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BENTON AR
Recording Date	Oct 11, 2018
Property Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Instrument Date	Oct 3, 2018
Instrument	53643
Transaction Type	Construction Loan
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17973 N SKYLIGHT MOUNTAIN RD CANEHILL AR 727179583, CANEHILL, AR 72717-9583

Mortgage

Document Number	0000053643
Date	Oct 11, 2018
Instrument	53643

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	730 RAY ST, PEA RIDGE, AR 72751-2941
Document Number	0000040219
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17973 N SKYLIGHT MOUNTAIN RD CANEHILL AR 727179583, CANEHILL, AR 72717-9583

Mortgage

Document Number	0000040219
Date	Aug 2, 2018
Instrument	40219

Lender

Name	GRAND SVGS BK
Type	Federal Savings Bank
Address	BENTONVILLE, AR 72712

Agreement

Term	12 Months
Due	Aug 1, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 730 Ray St was $4,361, up 3.1% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,361.00 (+3.12%)	$76,249 (-) Land $6,400 Building $69,849	$381,245 Land $32,000 Building $349,245
2025	$4,229.00 Homeowner's exemption	$76,249 Land $6,400 Building $69,849
2024			$381,245 (+56.86%) Land $32,000 Building $349,245
2023	$2,765.00 (-4.06%)	$48,610 (-) Land $5,600 Building $43,010	$243,050 (-) Land $28,000 Building $215,050
2022	$2,882.00	$48,610 Land $5,600 Building $43,010	$243,050 Land $28,000 Building $215,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 730 Ray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Ray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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