690 Ray St, Pea Ridge, AR 72751 Property Records

Benton County property record for 690 Ray St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,815 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2025)
Tax Bill	$4,375 (2026)
Deeds & Mortgages	Mar 2019 Sale & Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02230-000`

Property Details

APN / Parcel Number

Primary APN	`13-02230-000`
Alternative APNs	`136545.0` `136545`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,815 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	670 sqft
Driveway	Concrete Driveway
Driveway Area	1,438 sqft
Porch	Open Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	136545
Street Address	690 RAY ST
City	PEA RIDGE
State	AR
Zip	72751-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2005-31 01/04/05
Legal Range	29
Legal Township	21
Legal Section	31
Legal Subdivision	BATTLEFIELD ESTATES-PEA RIDGE
Legal Lot Number	71
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	20103

Owner

690 Ray St is owned and occupied by an individual who bought it in April 2025.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	690 RAY ST, PEA RIDGE, AR 72751-2965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Warranty Deed, Subdivision Related Transfer · Line of Credit FIRST CMNTY BK
Oct 11, 2018	Trustee's Deed, Construction Loan · Line of Credit ARVEST MTG
Jul 27, 2018	Loan Modification, Consolidation and Extension, Mortgage GRAND SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Mar 5, 2019 · Amount on File
Deed Document Number	202517014
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 5, 2019
Property Address	690 RAY ST, PEA RIDGE, AR 72751-2965
Document Number	0000009553
Instrument Date	Feb 28, 2019
Instrument	9553
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	690 RAY ST #T PEA RIDGE AR 72751, T, PEA RIDGE, AR 72751

Mortgage

Document Number	9554
Date	Mar 5, 2019
Instrument	9554

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72502-4330

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Mar 4, 2022

Interest

Rate Type	Adjustable Rate

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BENTON AR
Recording Date	Oct 11, 2018
Property Address	690 RAY ST, PEA RIDGE, AR 72751-2965
Instrument Date	Oct 3, 2018
Instrument	53649
Transaction Type	Construction Loan
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17973 N SKYLIGHT MOUNTAIN RD CANEHILL AR 727179583, CANEHILL, AR 72717-9583

Mortgage

Document Number	0000053649
Date	Oct 11, 2018
Instrument	53649

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	BENTON AR
Property Address	690 RAY ST, PEA RIDGE, AR 72751-2965
Document Number	0000040219
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17973 N SKYLIGHT MOUNTAIN RD CANEHILL AR 727179583, CANEHILL, AR 72717-9583

Mortgage

Document Number	0000040219
Date	Aug 2, 2018
Instrument	40219

Lender

Name	GRAND SVGS BK
Type	Federal Savings Bank
Address	BENTONVILLE, AR 72712

Agreement

Term	12 Months
Due	Aug 1, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 690 Ray St was $4,375, up 37.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,375.00 (+37.75%)	$76,493 (-) Land $6,400 Building $70,093	$382,465 Land $32,000 Building $350,465
2025	$3,176.00 Homeowner's exemption	$76,493 Land $6,400 Building $70,093
2024			$382,465 (+53.6%) Land $32,000 Building $350,465
2023	$2,833.00	$49,800 Land $5,600 Building $44,200	$249,000 Land $28,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 690 Ray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Ray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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