730 Harbor Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 730 Harbor Blvd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,391 sqft · built 2016
Lot Size0.234 acres (10,188 sqft)
OwnerCompany Name on File
Last Sale$1,600,000 (Oct 2021)
Tax Bill$16,168 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-7081-5

Property Details

APN / Parcel Number

Primary APNC56-000-589-7081-5
Alternative APNs
  • 00-2S-22-0701-000L-0090
  • 22S2000701000L0090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,391 sqft Living Area
Gross Area3,556 sqft
1st Floor Area1,913 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area10,188 sqft (0.234 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeAttached
Garage Area676 sqft
PorchFinished/Open Porch
Porch Area489 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address730 HARBOR BLVD
CityDESTIN
StateFL
Zip32541-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST PASS 2ND ADD REVISED LOT 9 BLK L
Legal SubdivisionEAST PASS 2ND ADD
Legal BlockL
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2000
Census Tract23303

Owner

730 Harbor Blvd is owned by a company that bought it in October 2021.

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address730 HARBOR BLVD, DESTIN, FL 32541-2506
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
SOUTH CENTRAL BANK
Aug 7, 2018Warranty Deed, Transfer · Commercial Mortgage
FNBT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2021 · Amount on File
Deed SaleOct 19, 2021 · Amount on File
Prior SaleAug 7, 2018 · Amount on File
Deed Document Number20213498074
Deed Book / Page3581 / 2435
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 19, 2021
Property Address730 HARBOR BLVD, DESTIN, FL 32541-2506
Document Number0035812435
Book / Page3581 / 2435
Map ReferenceMB 1 PG 19A
Instrument DateOct 18, 2021
Instrument3498074
Transaction TypeTransfer
Record UpdatedNov 3, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address730 HARBOR BLVD, 730, DESTIN, FL 32541-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 HARBOR BLVD, DESTIN, FL 32541-2506

Mortgage

Document Number35812437
DateOct 19, 2021
Instrument3581/2437
Lender
NameSOUTH CENTRAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term301 Months
DueNov 5, 2046

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 7, 2018
Property Address730 HARBOR BLVD, DESTIN, FL 32541-2506
Document Number0033622744
Book / Page3362 / 2744
Map ReferenceMB1 PG19A
Instrument DateAug 7, 2018
Instrument3224849
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address93 DUNE LAKES CIR # CIR201, 93, SANTA ROSA BEACH, FL 32459-8393

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 HARBOR BLVD, DESTIN, FL 32541-2506

Mortgage

Document Number0003224850
DateAug 7, 2018
Instrument3224850
Lender
NameFNBT BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 730 Harbor Blvd was $16,168.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,168.00$1,365,176 Land $563,863 Building $801,313$1,365,176 Land $563,863 Building $801,313
2023$15,174.00 (+13.17%)$1,324,932 (+19.08%) Land $542,176 Building $782,756$1,324,932 (+19.08%) Land $542,176 Building $782,756
2022$13,408.00$1,112,647 Land $469,416 Building $643,231$1,112,647 Land $469,416 Building $643,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 730 Harbor Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 730 Harbor Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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