Okaloosa County property record for 720 Harbor Blvd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,195 sqft · built 1962 |
| Lot Size | 0.262 acres (11,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Mar 2020) |
| Tax Bill | $7,707 (2022) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7079-9 |
| Primary APN | C56-000-589-7079-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,195 sqft Living Area |
| Gross Area | 2,796 sqft |
| 1st Floor Area | 2,195 sqft |
| Flooring | Stone |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,404 sqft (0.262 acres) |
| Lot Dimensions | 210 ft deep x 50 ft wide |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 601 sqft |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 720 HARBOR BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST PASS 2ND ADD REVISED LOT 5 BLK L |
| Legal Subdivision | EAST PASS 2ND ADD |
| Legal Block | L |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23303 |
720 Harbor Blvd is owned and occupied by two individuals who bought it in March 2020.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 24, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 30, 2020 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Oct 23, 2018 | Deed of Trust, Mortgage FBT MTG |
| Dec 27, 2017 | Warranty Deed, Transfer · Construction Mortgage PAUL D JR OWENS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on File |
| Deed Sale | Mar 30, 2020 · Amount on File |
| Prior Sale | Dec 27, 2017 · Amount on File |
| Deed Document Number | 20203348274 |
| Deed Book / Page | 3452 / 4499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0036612694 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 3661/2694 |
| Instrument | 3605348 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0036053326 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 3605/3326 |
| Instrument | 3528495 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | AQUA TITLE |
| Name | Verified Name |
|---|---|
| Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0035484217 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 3548/4217 |
| Instrument | 3457805 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0034524499 |
| Book / Page | 3452 / 4499 |
| Map Reference | MB 1 PG 19-A |
| Instrument Date | Mar 27, 2020 |
| Instrument | 3348274 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3200 TETON DR SE, 3200, ATLANTA, GA 30339-4340 |
| Name | Verified Name |
|---|---|
| Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0034524501 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 3452/4501 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0033722541 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3200 TETON DR SE ATLANTA GA 303394340, ATLANTA, GA 30339-4340 |
| Document Number | 0033722541 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 003372/002541 |
| Instrument | 3239744 |
| Name | FBT MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN SPRINGS, MS 39564 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 720 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0033310721 |
| Book / Page | 003331 / 000721 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 3179507 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3200 TETON DR SE ATLANTA GA 303394340, ATLANTA, GA 30339-4340 |
| Document Number | 33310725 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 003331/000725 |
| Instrument | 3179509 |
| Name | PAUL D JR OWENS |
|---|---|
| Address | 315 BELLEVILLE AVE, BREWTON, AL 36426-2039 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 26, 2018 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $740,116 | $1,047,379 Land $563,863 Building $483,516 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $698,309 (+3%) | $1,030,026 (+10.81%) Land $542,176 Building $487,850 |
| 2022 | $7,707.00 Homeowner's exemption | $677,970 | $929,579 Land $469,416 Building $460,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Harbor Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 720 Harbor Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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