730 Dalton St, Covington, KY 41011 Property Records

Kenton County property record for 730 Dalton St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,653 sqft · built 1894
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2021)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-43-06-022.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-06-022.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,653 sqft Finished Area

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Combination
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	84 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	730 DALTON ST
City	COVINGTON
State	KY
Zip	41011-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD H'STD BLK N W 84' LOT 4
Legal Subdivision	ARNOLD HOMESTEAD
Legal Phase	N
Legal Block	N
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	60300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	730 DALTON ST, COVINGTON, KY 41011-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
May 14, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	20215900046
Deed Book / Page	104 / 725
Prior Transfer Date	Oct 28, 2015
Prior Transfer Doc	0000000080
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2021
Property Address	730 DALTON ST, COVINGTON, KY 41011-1249
Document Number	0005900046
Book / Page	104 / 725
Instrument Date	Jul 8, 2021
Instrument	21072005900046
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 CECELIA AVE, 1110, PARK HILLS, KY 41011-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 DALTON ST, COVINGTON, KY 41011-1249

Mortgage

Document Number	0005900047
Date	Jul 20, 2021
Book Page	244/173
Instrument	21072005900047

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 14, 2019
Property Address	730 DALTON ST, COVINGTON, KY 41011-1249
Document Number	0000000235
Book / Page	0C6659 / 000328
Instrument Date	May 10, 2019
Instrument	235
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	730 DALTON ST COVINGTON KY 410111249, COVINGTON, KY 41011-1249

Mortgage

Document Number	236
Date	May 14, 2019
Book Page	0C6659/000331
Instrument	236

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (-) Land $10,000 Building $260,000	$270,000 (-) Land $10,000 Building $260,000
2025	$3,577.00 (-0.53%)	$270,000 (-) Land $10,000 Building $260,000	$270,000 (-) Land $10,000 Building $260,000
2023	$3,596.00	$270,000 Land $10,000 Building $260,000	$270,000 Land $10,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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