727 Dalton St, Covington, KY 41011 Property Records

Kenton County property record for 727 Dalton St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,169 sqft · built 1920
Lot Size	0.104 acres (4,538 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Sep 2019)
Tax Bill	$4,571 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-05-025.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-05-025.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,169 sqft Finished Area
Gross Area	2,199 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	4,538 sqft (0.104 acres)
Lot Dimensions	181 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	727 DALTON ST
City	COVINGTON
State	KY
Zip	41011-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD H'STD BLK M LOT 9 25'X 181.5'
Legal Subdivision	ARNOLD HOMESTEAD
Legal Phase	M
Legal Block	M
Legal Lot Number	9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2004
Census Tract	60300

Owner

727 Dalton St is owned and occupied by two individuals who bought it in September 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	727 DALTON ST, COVINGTON, KY 41011-1248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Sep 27, 2019	Warranty Deed, Transfer · FHA Mortgage POLARIS HM FNDG
Jun 18, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	201909 27 059 00122
Deed Book / Page	6764 / 46
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	727 DALTON ST, COVINGTON, KY 41011-1248
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 DALTON ST, COVINGTON, KY 41011-1248

Mortgage

Document Number	0005900015
Date	Oct 29, 2021
Book Page	292/599
Instrument	21102905900015

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 27, 2019
Property Address	727 DALTON ST, COVINGTON, KY 41011-1248
Document Number	0000000122
Book / Page	0C6764 / 000046
Instrument Date	Sep 20, 2019
Instrument	122
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	INDIANA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	727 DALTON ST COVINGTON KY 410111248, COVINGTON, KY 41011-1248

Mortgage

Document Number	124
Date	Sep 27, 2019
Book Page	0C6764/000050
Instrument	124

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jun 18, 2018
Property Address	727 DALTON ST, COVINGTON, KY 41011-1248
Document Number	0000000153
Book / Page	0C6432 / 000316
Instrument Date	Feb 5, 2018
Instrument	153
Transaction Type	Foreclosure
Record Updated	Jul 4, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 176476 COVINGTON KY 410176476, COVINGTON, KY 41017-6476

Tax Assessment & Valuation

The 2025 property tax bill for 727 Dalton St was $4,571.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,000 (-) Land $10,000 Building $335,000	$345,000 (-) Land $10,000 Building $335,000
2025	$4,571.00	$345,000 Land $10,000 Building $335,000	$345,000 Land $10,000 Building $335,000
2023	$4,595.00	$345,000 Land $10,000 Building $335,000	$345,000 Land $10,000 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Dalton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Dalton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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