Polk County property record for 730 Ave E SE, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,598 sqft Living Area |
| Lot Size | 11,452 sqft (0.263 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2015) |
| Tax Bill | $1,800.00 (2025) |
| Primary APN | 26-28-28-596000-001020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,150 sqft Gross Area |
| 1st Floor | 1,206 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,452 sqft (0.263 acres) |
| Depth X Width | 139 ft x 82 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Pool House | Pool House |
| Porch Area | 416 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 730 AVENUE E SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-3550 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OTIS HEIGHTS SUB PB 14 PG 28 BLK 1 LOT 2 & E1/2 OF 3 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | OTIS HEIGHTS SUBDIVISION |
| Legal Tract | 596000 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-28-596000-001020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 730 AVENUE E SE, WINTER HAVEN, FL 33880-3550 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA |
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Sep 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLAINS CMRC BK |
| Apr 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LIBERTY MTG INC |
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2015 · Amount on Record |
| Deed Sale | Apr 15, 2015 · Amount on Record |
| Prior Sale | Dec 06, 2004 · Amount on Record |
| Deed Doc Number | 201566732 |
| Deed Book / Page | 9501 / 1362 |
| Transfer Doc | 5112000160 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 730 AVENUE E SE, WINTER HAVEN, FL 33880-3550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 730 AVENUE E SE, WAHNETA, FL 33880-3550 |
| Document Number | 0000236936 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | 13729/1935 |
| Instrument | 2025236936 |
| Name | COMMUNITY CU OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 730 AVENUE E SE, WINTER HAVEN, FL 33880-3550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 730 AVENUE E SE, WINTER HAVEN, FL 33880-3550 |
| Document Number | 0000263240 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 11930/455 |
| Instrument | 2021263240 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 730 AVENUE E SE, WINTER HAVEN, FL 33880-3550 |
| Document Number | 0113971785 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 730 AVENUE E SE WINTER HAVEN FL 338803550, WINTER HAVEN, FL 33880-3550 |
| Document Number | 0113971785 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 011397/001785 |
| Instrument | 206640 |
| Name | PLAINS CMRC BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 730 AVENUE E SE, WINTER HAVEN, FL 33880-3550 |
| Document Number | 0104622118 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 730 AVENUE E SE WINTER HAVEN FL 338803550, WINTER HAVEN, FL 33880-3550 |
| Document Number | 0104622118 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 010462/002118 |
| Instrument | 86459 |
| Name | AMERICAN LIBERTY MTG INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 730 AVENUE E SE, WINTER HAVEN, FL 33880-3550 |
| Document Number | 0104622166 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 730 AVENUE E SE WINTER HAVEN FL 338803550, WINTER HAVEN, FL 33880-3550 |
| Document Number | 0104622166 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 010462/002166 |
| Instrument | 86475 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (+6.95%) Homeowner's exemption | $138,219 (+5.99%) | $247,322 (+2.26%) Land $25,000 Building $222,322 |
| 2023 | $1,683.00 (+3.44%) Homeowner's exemption | $130,412 (+3%) | $241,850 (+25.74%) Land $24,000 Building $217,850 |
| 2022 | $1,627.00 Homeowner's exemption | $126,614 | $192,341 Land $20,000 Building $172,341 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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