632 Ave E SE, Winter Haven, FL 33880 Property Records

Polk County property record for 632 Ave E SE, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,176 sqft Living Area
Lot Size	11,465 sqft (0.263 acres)
Garage	Attached, 336 sqft
Last Sale	$229,900 (2022)
Tax Bill	$2,502.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-28-596000-001110`
Alternative APNs	`282826596000001110` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,176 sqft Living Area
Gross Area	1,512 sqft Gross Area
1st Floor	1,176 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	11,465 sqft (0.263 acres)
Depth X Width	139 ft x 82 ft Depth x Width
Garage Type	Attached Garage
Garage Area	336 sqft Garage
Porch Area	32 sqft Porch

Location & Zoning

Street Address	632 AVENUE E SE
City	WINTER HAVEN
State	FL
Zip	33880-3548
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OTIS HEIGHTS SUB PB 14 PG 28 BLK 1 LOT 11 & W1/2 OF 10
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	OTIS HEIGHTS SUBDIVISION
Legal Tract	596000
Legal Block	1
Legal Lot Number	11
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	1
Census Block	1022
Census Tract	13902

Owner

Source: Polk County records · APN 26-28-28-596000-001110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2411 MORGAN POINT BLVD, KISSIMMEE, FL 34743-3402
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2022 · Amount on Record
Deed Sale	Jul 05, 2022 · Amount on Record
Deed Doc Number	2022181765
Deed Book / Page	12323 / 2200
Record Refreshed	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 05, 2022
Property Address	632 AVENUE E SE, WINTER HAVEN, FL 33880-3548
Document Number	0000181765
Book / Page	12323 / 2200
Map Reference	MB 14 PG 28
Instrument Date	Jun 16, 2022
Instrument	2022181765
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	848 PALMER RD, 848, LAKELAND, FL 33801-9620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 MORGAN POINT BLVD, KISSIMMEE, FL 34743-3402

Mortgage

Document Number	0123232202
Date	Jul 05, 2022
Instrument	12323/2202

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00 (-1.73%)	$175,132 (-0.06%) Land $25,000 Building $150,132	$175,132 (-0.06%) Land $25,000 Building $150,132
2023	$2,546.00 (+13.26%) Homeowner's exemption	$175,245 (+24.4%) Land $24,000 Building $151,245	$175,245 (+24.4%) Land $24,000 Building $151,245
2022	$2,248.00	$140,869 Land $20,000 Building $120,869	$140,869 Land $20,000 Building $120,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.