73 Union St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 73 Union St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,799 sqft · built 1920
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Trust Names on File
Last Sale	$440,000 (Jul 2021)
Tax Bill	$13,070 (2026)
Deeds & Mortgages	Feb 2026 Transfer Jul 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`2990-09`

Property Details

APN / Parcel Number

Primary APN	`2990-09`
Alternative APNs	`WATE M:0117 B:0004 L:0105` `2572`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,799 sqft Living Area
Gross Area	5,548 sqft
Basement Area	1,244 sqft
Unfinished Basement	1,244 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	6,825 sqft (0.157 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2572
Street Address	73 UNION ST
City	WATERTOWN
State	MA
Zip	02472-2523
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	4
Legal Lot Number	105
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2004
Census Tract	370403

Owner

73 Union St, a duplex, is held in a trust since February 2026.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	73 UNION ST, 75, WATERTOWN, MA 02472-2523
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2021	Foreclosure · Stand-Alone First Mortgage MERYL APPELBAUM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Apr 7, 2006 · Amount on File
Deed Book / Page	78183 / 270
Last Transfer Date	Feb 25, 2026
Transfer Doc	085268-410
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Feb 25, 2026
Property Address	73 UNION ST, WATERTOWN, MA 02472-2523
Document Number	085268-410
Book / Page	85268 / 410
Instrument Date	Feb 25, 2026
Instrument	20475
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 UNION ST # 75, 75, WATERTOWN, MA 02472-2523

July 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	WATERTOWN MA
Recording Date	Jul 6, 2021
Property Address	73 UNION ST, WATERTOWN, MA 02472-2523
Document Number	078183-270
Book / Page	78183 / 270
Instrument Date	Jul 1, 2021
Instrument	152413
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213R CALIFORNIA ST, NEWTON, MA 02458-1008

Mortgage

Document Number	0000152592
Date	Jul 6, 2021
Instrument	152592

Lender

Name	MERYL APPELBAUM

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 73 Union St was $13,070, up 7.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,070.00 (+7.36%)	$1,071,300 (+2.78%) Land $540,400 Building $530,900	$1,086,169
2025	$12,174.00 (+7.01%)	$1,042,300 (+7.2%) Land $540,400 Building $501,900
2024	$11,376.00 (-11.33%)	$972,300 (+2.92%) Land $525,800 Building $446,500
2023	$12,829.00	$944,700 Land $503,000 Building $441,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 73 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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