61 Union St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 61 Union St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,050 sqft · built 1900
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Mar 2018)
Tax Bill	$9,961 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2950-25`

Property Details

APN / Parcel Number

Primary APN	`2950-25`
Alternative APNs	`WATE M:0107 B:0019 L:0102` `1064`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,210 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,300 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1064
Street Address	61 UNION ST
City	WATERTOWN
State	MA
Zip	02472-2523
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Block	19
Legal Lot Number	102
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2004
Census Tract	370403

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 UNION ST, WATERTOWN, MA 02472-2523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 19, 2018	Condominium Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	May 25, 2011 · Amount on Record
Deed Document Number	201836256
Deed Book / Page	70749 / 527
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	61 UNION ST, WATERTOWN, MA 02472-2523
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079319-334
Date	Dec 10, 2021
Book Page	79319/334
Instrument	266653

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	61 UNION ST, WATERTOWN, MA 02472-2523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75828-205
Date	Oct 7, 2020
Book Page	75828/205
Instrument	181256

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	61 UNION ST, WATERTOWN, MA 02472-2523
Document Number	73504-138
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 UNION ST #61 WATERTOWN MA 024722523, 61, WATERTOWN, MA 02472-2523

Mortgage

Document Number	73504-138
Date	Oct 23, 2019
Book Page	073504/000138
Instrument	163178

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

March 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Mar 19, 2018
Property Address	61 UNION ST, WATERTOWN, MA 02472-2523
Document Number	70749-527
Book / Page	070749 / 000527
Instrument Date	Feb 23, 2018
Instrument	36256
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,986.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 UNION ST #61 WATERTOWN MA 024722523, 61, WATERTOWN, MA 02472-2523

Mortgage

Document Number	70749-531
Date	Mar 19, 2018
Book Page	070749/000531
Instrument	36257

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,961.00 (+4.45%)	$816,500 (-) Building $816,500	$912,285 (-)
2025	$9,537.00 (+7.85%)	$816,500 (+8.03%) Building $816,500	$912,285 (+3.3%)
2024	$8,843.00 (-10.53%)	$755,800 (+3.85%) Building $755,800	$883,120
2023	$9,884.00	$727,800 Building $727,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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