Monroe County property record for 73 Snapper Ln, #A, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,307 sqft · built 1974 |
| Lot Size | 4 acres (182,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,265,000 (Oct 2020) |
| Tax Bill | $12,563 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00569513-000413 |
| Primary APN | 00569513-000413 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,307 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Condo/Apartment |
| Lot Area | 182,627 sqft (4 acres) |
| Account Number | 1701823 |
|---|---|
| Street Address | 73 SNAPPER LN, A |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3721 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR |
| Legal Description | PUMPKIN CAY CONDOMINIUM 10 PB6-114 DWELLING NO PC-73A OR689-269 OR2261-444 OR2261-445/46 OR2414-430/33 OR2657-1131 OR3048-0352 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | PUMPKIN CAY O.R. #7 2ND REV |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 465 E LAKE DR, GAINESVILLE, GA 30506-1739 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | May 22, 2009 · Amount on Record |
| Deed Document Number | 20202284478 |
| Deed Book / Page | 3048 / 352 |
| Prior Transfer Date | Dec 14, 2006 |
| Prior Transfer Doc | 0022610445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 5, 2020 |
| Property Address | 73 SNAPPER LN # A, A, KEY LARGO, FL 33037-3721 |
| Document Number | 0030480352 |
| Book / Page | 3048 / 352 |
| Map Reference | MB 577 PG 77 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2284478 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | REEF TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 SNAPPER LNB, 85, KEY LARGO, FL 33037 |
| Name | Verified Name |
|---|---|
| Address | 465 E LAKE DR, GAINESVILLE, GA 30506-1739 |
| Document Number | 0003048356 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 3048/356 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 73 SNAPPER LN # A, A, KEY LARGO, FL 33037-3721 |
| Document Number | 0029281701 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 73 SNAPPER LN #A KEY LARGO FL 330373721, A, KEY LARGO, FL 33037-3721 |
| Document Number | 0029281701 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 002928/001701 |
| Instrument | 2188052 |
| Name | NORTHERN TR |
|---|---|
| Address | CHICAGO, IL 60603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,470,413 (+26.87%) Building $2,470,413 | $2,470,413 (+26.87%) Building $2,470,413 | |
| 2024 | $12,563.00 (+12.03%) | ||
| 2023 | $11,214.00 (+17.26%) | $1,947,168 (+23.2%) Building $1,947,168 | $1,947,168 (+23.2%) Building $1,947,168 |
| 2022 | $9,563.00 | $1,580,466 Building $1,580,466 | $1,580,466 Building $1,580,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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