73 Saddlebunch Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 73 Saddlebunch Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	built 2026
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000731-0920`

Property Details

APN / Parcel Number

Primary APN	`000731-0920`

Exterior

Year Built	Built 2026
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	73 SADDLEBUNCH CT
City	SAINT JOHNS
State	FL
Zip	32259-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	130/15-31 RIVERTOWN COVE PARCEL 28/30 LOT 92
Legal Subdivision	RIVERTOWN COVE PARCEL 2830
Legal Block	1
Legal Lot Number	92
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1010
Census Tract	20807

Owner

Source: St. Johns County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 SADDLEBUNCH CT, SAINT JOHNS, FL 32259-7531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING
May 28, 2026	Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Deed Document Number	202645611
Deed Book / Page	6372 / 270
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 28, 2026
Property Address	73 SADDLEBUNCH CT, SAINT JOHNS, FL 32259-7531
Document Number	0000045611
Book / Page	6372 / 270
Instrument Date	May 26, 2026
Instrument	202645611
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$423,493.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SADDLEBUNCH CT, SAINT JOHNS, FL 32259-7531

Mortgage

Document Number	0000045612,
Date	May 28, 2026
Instrument	202645612

Lender

Name	MATTAMY HOME FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 28, 2026
Property Address	73 SADDLEBUNCH CT, SAINT JOHNS, FL 32259-7531
Document Number	0063720270
Book / Page	6372 / 270
Instrument Date	May 26, 2026
Instrument	202645611
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$423,493.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SADDLEBUNCH CT, SAINT JOHNS, FL 32259-7531

Mortgage

Document Number	0000045612,
Date	May 28, 2026
Instrument	202645612

Lender

Name	MATTAMY HOME FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$140,000 Land $140,000	$140,000 Land $140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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