103 Saddlebunch Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 103 Saddlebunch Ct, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2026
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on Record
Last Sale$670,986 (May 2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000731-0890

Property Details

APN / Parcel Number

Primary APN000731-0890

Exterior

Year BuiltBuilt 2026
Lot Area6,969 sqft (0.16 acres)

Location & Zoning

Street Address103 SADDLEBUNCH CT
CitySAINT JOHNS
StateFL
Zip32259-7531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description130/15-31 RIVERTOWN COVE PARCEL 28/30 LOT 89
Legal SubdivisionRIVERTOWN COVE PARCEL 2830
Legal Block1
Legal Lot Number89
JurisdictionST JOHNS FL

Owner

Source: St. Johns County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 SADDLEBUNCH CT, SAINT JOHNS, FL 32259-7531
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Deed Document Number202644710
Deed Book / Page6370 / 247
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMay 27, 2026
Property Address103 SADDLEBUNCH CT, SAINT JOHNS, FL 32259-7531
Document Number0000044710
Book / Page6370 / 247
Instrument DateMay 21, 2026
Instrument202644710
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$474,386.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044711,
DateMay 27, 2026
Instrument202644711
Lender
NameMATTAMY HOME FUNDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$140,000 Land $140,000$140,000 Land $140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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