73 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 73 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 4,357 sqft · built 1960
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T24 035`

Property Details

APN / Parcel Number

Primary APN	`T24 035`
Alternative APN	`685100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,357 sqft Heated Area
Basement Area	1,615 sqft
Finished Basement	1,155 sqft
Unfinished Basement	460 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	528 sqft
Deck Area	256 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	685100
Street Address	73 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 4, 5 & 6 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	4-6
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2009
Census Tract	970102

Owner

73 Rosedale St is owned and occupied by an individual who acquired it in November 2011.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	73 ROSEDALE ST, TOCCOA, GA 30577-2875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2003
Deed Sale	Apr 24, 2003
Prior Sale	Sep 1, 1993
Last Transfer Date	Nov 28, 2011
Transfer Doc	0009680470
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	73 ROSEDALE ST, TOCCOA, GA 30577-2875
Document Number	0012170361
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	73 ROSEDALE ST TOCCOA GA 305772875, TOCCOA, GA 30577-2875

Mortgage

Document Number	0012170361
Date	Jul 29, 2020
Book Page	001217/000361

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 28, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 73 Rosedale St was $2,578 with exemptions applied.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00 Homeowner's exemption Senior Citizen's exemption	$123,318 Land $6,382 Building $116,936	$308,295 Land $15,954 Building $292,341
2023	$1,629.00 (-35.49%) Homeowner's exemption	$75,438 (+5.64%) Land $6,382 Building $69,056	$188,595 (+5.64%) Land $15,954 Building $172,641
2022	$2,525.00 Homeowner's exemption	$71,410 Land $6,382 Building $65,028	$178,523 Land $15,954 Building $162,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Rosedale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Rosedale St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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