62 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 62 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,048 sqft · built 1963
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2024)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T24 030`

Property Details

APN / Parcel Number

Primary APN	`T24 030`
Alternative APN	`681750`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Heated Area
Basement Area	1,792 sqft
Finished Basement	256 sqft
Unfinished Basement	1,536 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	784 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	681750
Street Address	62 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	PT LOT 68 & LOT 69 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	69,68
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2014
Census Tract	970102

Owner

62 Rosedale St is owned and occupied by an individual who bought it in September 2024.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	62 ROSEDALE ST, TOCCOA, GA 30577-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Oct 4, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on File
Deed Sale	Sep 5, 2024 · Amount on File
Prior Sale	May 29, 2024 · Amount on File
Deed Document Number	0001379140
Deed Book / Page	1379 / 140
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	62 ROSEDALE ST, TOCCOA, GA 30577-2868
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 ROSEDALE ST, TOCCOA, GA 30577-2868

Mortgage

Document Number	0014260000000159
Date	Oct 9, 2025
Book Page	0000001426/0000000159

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jan 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	62 ROSEDALE ST, TOCCOA, GA 30577-2868
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 ROSEDALE ST, TOCCOA, GA 30577-2868

Mortgage

Document Number	0013110000000308
Date	Oct 6, 2022
Book Page	0000001311/0000000308

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 4, 2017
Property Address	62 ROSEDALE ST, TOCCOA, GA 30577-2868
Document Number	0011330006
Book / Page	001133 / 000006
Instrument Date	Oct 3, 2017
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 ROSEDALE ST TOCCOA GA 305772868, TOCCOA, GA 30577-2868

Mortgage

Document Number	11330008
Date	Oct 4, 2017
Book Page	001133/000008

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 62 Rosedale St was $3,757.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00	$107,689 Land $4,159 Building $103,530	$269,223 Land $10,398 Building $258,825
2023	$2,304.00 (+2.49%) Homeowner's exemption	$66,849 (+5.14%) Land $4,159 Building $62,690	$167,123 (+5.14%) Land $10,398 Building $156,725
2022	$2,248.00 Homeowner's exemption	$63,579 Land $4,159 Building $59,420	$158,948 Land $10,398 Building $148,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 62 Rosedale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Rosedale St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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