Essex County and Swampscott Town property record for 73 Prospect St, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,191 sqft · built 2002 |
| Lot Size | 0.46 acres (20,025 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $11,899 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0034 B:0102 L:0 |
| Primary APN | SWAM M:0034 B:0102 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,191 sqft Living Area |
| Gross Area | 3,853 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,025 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 73 PROSPECT ST |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Subdivision | ROBERT M VERNAVA |
| Legal Block | 102 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 202104 |
Source: Essex County and Swampscott Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 73 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Mar 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 73 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041715-175 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 41715/175 |
| Instrument | 20230816001050 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 73 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Document Number | 38321-522 |
| Instrument Date | Mar 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 73 PROSPECT ST SWAMPSCOTT MA 019071220, SWAMPSCOTT, MA 01907-1220 |
| Document Number | 38321-522 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 038321/000522 |
| Instrument | 9003910 |
| Name | POINT DIGITAL FIN INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,899.00 (+4.8%) | $991,600 (+0.17%) Land $452,500 Building $539,100 | $991,890 (+17.29%) |
| 2025 | $11,354.00 (+8.31%) | $989,900 (+10.86%) Land $452,500 Building $537,400 | $845,690 |
| 2023 | $10,483.00 | $892,900 Land $405,300 Building $487,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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