Essex County and Swampscott Town property record for 71 Prospect St, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,532 sqft · built 1996 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,098 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0034 B:0101 L:0 |
| Primary APN | SWAM M:0034 B:0101 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| Gross Area | 4,602 sqft |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 1,124 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 71 PROSPECT ST |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Subdivision | FREDERICK H GRISWOLD |
| Legal Block | 101 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 202104 |
Source: Essex County and Swampscott Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 71 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 7, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 7, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Nov 19, 2020 | Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 5, 2024 |
| Transfer Doc | 042013-385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Recording Date | Mar 7, 2024 |
| Property Address | 71 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Document Number | 042013-385 |
| Book / Page | 42013 / 385 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 32 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Recording Date | Mar 7, 2024 |
| Property Address | 71 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Document Number | 042013-383 |
| Book / Page | 42013 / 383 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 31 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 71 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 71 PROSPECT ST, SWAMPSCOTT, MA 01907-1220 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39199-215 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 39199/215 |
| Instrument | 20201119001250 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,098.00 (+4.83%) | $841,500 (+0.2%) Land $295,400 Building $546,100 | $943,763 (+2.8%) |
| 2025 | $9,633.00 (+7.68%) | $839,800 (+10.21%) Land $295,400 Building $544,400 | $918,080 |
| 2023 | $8,946.00 | $762,000 Land $264,500 Building $497,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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