73 Prospect St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 73 Prospect St, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,620 sqft · built 1922
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$401,000 (Mar 2025)
Tax Bill	$5,002 (2026)
Deeds & Mortgages	Apr 2024 Sale Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:15A-11950 B:349 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15A-11950 B:349 L:0`
Alternative APNs	`LUDL M:15A B:11950 P:349` `6945`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	6,052 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1962
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	6945
Street Address	73 PROSPECT ST
City	LUDLOW
State	MA
Zip	01056-2830
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES B
Legal Block	11950
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2015
Census Tract	810403

Owner

73 Prospect St, a duplex, is owned and occupied by two individuals who bought it in March 2025.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	73 PROSPECT ST, LUDLOW, MA 01056-2830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Fiduciary Deed, Transfer
Jan 18, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Feb 14, 2005 · Amount on File
Prior Transfer Date	Feb 28, 2025
Prior Transfer Doc	025776-375
Record Updated	Oct 29, 2026

April 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 5, 2024
Property Address	73 PROSPECT ST, LUDLOW, MA 01056-2830
Document Number	025373-152
Book / Page	25373 / 152
Instrument Date	Apr 5, 2024
Instrument	14294
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOW ST APT 607, 607, SPRINGFIELD, MA 01103-1968

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 18, 2024
Property Address	73 PROSPECT ST, LUDLOW, MA 01056-2830
Document Number	025294-449
Book / Page	25294 / 449
Instrument Date	Jan 17, 2023
Instrument	2467
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 PROSPECT ST, LUDLOW, MA 01056-2830

Tax Assessment & Valuation

The 2026 property tax bill for 73 Prospect St was $5,002, up 3.7% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,002.00 (+3.73%)	$312,400 (+12.41%) Land $85,400 Building $227,000	$386,605
2025	$4,822.00 (+0.58%)	$277,900 (+4.87%) Land $77,600 Building $200,300
2024	$4,794.00 (+5.87%)	$265,000 (+14.17%) Land $77,400 Building $187,600
2023	$4,528.00	$232,100 Land $68,000 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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