63 Prospect St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 63 Prospect St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1910
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Oct 2022)
Tax Bill	$4,201 (2026)
Deeds & Mortgages	Oct 2022 Sale Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:15A-11950 B:348 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15A-11950 B:348 L:0`
Alternative APNs	`LUDL M:15A B:11950 P:348` `6944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	2,672 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1968
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	6944
Street Address	63 PROSPECT ST
City	LUDLOW
State	MA
Zip	01056-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES B
Legal Subdivision	J KIRK MCLEAN
Legal Block	11950
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2015
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 PROSPECT ST, LUDLOW, MA 01056-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Quit Claim Deed, Transfer
Mar 4, 2022	Quit Claim Deed, Transfer
Mar 29, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Oct 27, 2022
Property Address	63 PROSPECT ST, LUDLOW, MA 01056-2830
Document Number	024782-536
Book / Page	24782 / 536
Instrument Date	Oct 27, 2022
Instrument	64070
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	63 PROSPECT ST, LUDLOW, MA 01056-2830

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Mar 4, 2022
Property Address	63 PROSPECT ST, LUDLOW, MA 01056-2830
Document Number	024433-329
Book / Page	24433 / 329
Instrument Date	Feb 16, 2022
Instrument	13491
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 LOCKLAND AVE, LUDLOW, MA 01056-2820

March 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUDLOW MA
Recording Date	Mar 29, 2021
Property Address	63 PROSPECT ST, LUDLOW, MA 01056-2830
Document Number	23789-284
Book / Page	23789 / 284
Instrument Date	Mar 4, 2021
Instrument	20812
Transaction Type	Foreclosure
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10561 TELEGRAPH RD, GLEN ALLEN, VA 23059-4577
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,201.00 (-0.14%)	$262,400 (+8.21%) Land $77,600 Building $184,800	$283,528 (-13.32%)
2025	$4,207.00 (+3.04%)	$242,500 (+7.44%) Land $70,600 Building $171,900	$327,085 (+4.4%)
2024	$4,083.00 (+17.97%)	$225,700 (+27.23%) Land $70,500 Building $155,200	$313,310
2023	$3,461.00	$177,400 Land $61,900 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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