73 Milford Ave, Whiting (Manchester Township), NJ 08759 Property Records

Ocean County and Manchester Township property record for 73 Milford Ave, Whiting, NJ 08759

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,219 sqft · built 1978
Lot Size	0.209 acres (9,120 sqft)
Owner	2 Individual Names on File
Last Sale	$133,500 (Feb 2019)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00075-110-00014`

Property Details

APN / Parcel Number

Primary APN	`19-00075-110-00014`
Alternative APNs	`1900075011000014` `09036`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,120 sqft (0.209 acres)
Lot Dimensions	96 ft deep x 95 ft wide
Garage Type	Attached
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	09036
Street Address	73 MILFORD AVE, 54A
City	WHITING
State	NJ
Zip	08759-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	95X96IRR
Legal Subdivision	CRESTWOOD VILLAGE SEC 54A
Legal Block	75
Legal Lot Number	14
Jurisdiction	OCEAN NJ
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3011
Census Tract	720102

Owner

73 Milford Ave is owned by two individuals who bought it in February 2019.

Source: Ocean County and Manchester Township records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	73 MILFORD AVE, WHITING, NJ 08759-2068
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 14, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Prior Sale	Jun 3, 2002 · Amount on File
Deed Document Number	201914175
Deed Book / Page	17384 / 1919
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	73 MILFORD AVE, WHITING, NJ 08759-2068
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186211163
Date	Aug 9, 2021
Book Page	18621/1163
Instrument	2021116666

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 14, 2019
Property Address	73 MILFORD AVE, WHITING, NJ 08759-2068
Document Number	0173841919
Book / Page	017384 / 001919
Instrument Date	Feb 5, 2019
Instrument	14175
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	RMS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	73 MILFORD AVE #54-A WHITING NJ 087592068, 54-A, WHITING, NJ 08759-2068

Mortgage

Document Number	173841926
Date	Feb 14, 2019
Book Page	017384/001926
Instrument	14176

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 73 Milford Ave was $3,629, up 19.2% from the year before.

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Manchester Township
Unified School District	Manchester Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,400 (-) Land $57,600 Building $191,800	$249,400 (-) Land $57,600 Building $191,800
2025	$3,629.00 (+19.22%)	$249,400 Land $57,600 Building $191,800	$249,400 Land $57,600 Building $191,800
2024	$3,044.00
2023		$124,000 Land $12,300 Building $111,700	$124,000 Land $12,300 Building $111,700
2022	$2,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Milford Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Milford Ave is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 82% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER TWP WATER UTILITY - WESTERN serves 19,200 people · EPA ID NJ1518004
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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