73 McWilliams Rd, Covington, TN 38019 Property Records

Tipton County property record for 73 McWilliams Rd, Covington, TN 38019 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,672 sqft · built 1962
Lot Size	0.964 acres (42,000 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2025)
Tax Bill	$580 (2022)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084039 01600`

Property Details

APN / Parcel Number

Primary APN	`084039 01600`
Alternative APN	`039 01600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,000 sqft (0.964 acres)
Lot Dimensions	210 ft deep x 200 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Patio Area	304 sqft
Utility Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	73 MCWILLIAMS RD
City	COVINGTON
State	TN
Zip	38019-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: G60
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2023
Census Tract	40400

Owner

Source: Tipton County records · APN 084039 01600

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	73 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST SOUTH FINANCIAL FEDERAL CREDI
Dec 04, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Aug 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2025 · Amount on Record
Deed Sale	Oct 09, 2025 · Amount on Record
Prior Sale	May 01, 2000
Deed Document Number	2025287214
Deed Book / Page	2099 / 361
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	0001732534
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 09, 2025
Property Address	73 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Document Number	0002099361
Book / Page	2099 / 361
Instrument Date	Oct 03, 2025
Instrument	287214
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	TITLE ASSURANCE AND ESCROW, TITLE ASSURANCE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73 MCWILLIAMS RD, COVINGTON, TN 38019-6415

Mortgage

Document Number	0000287215
Date	Oct 09, 2025
Instrument	287215

Lender

Name	FIRST SOUTH FINANCIAL FEDERAL CREDI

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	73 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Document Number	1782867
Instrument Date	Dec 04, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 MCWILLIAMS RD COVINGTON TN 380196415, COVINGTON, TN 38019-6415

Mortgage

Document Number	1782867
Date	Dec 12, 2018
Book Page	001782/000867
Instrument	219362

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 11, 2023

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 25, 2017
Property Address	73 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Document Number	1732534
Book / Page	001732 / 000534
Instrument Date	Jul 27, 2017
Instrument	206958
Transaction Type	Transfer
Record Updated	Sep 04, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 MCWILLIAMS RD COVINGTON TN 380196415, COVINGTON, TN 38019-6415

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Garland Town
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,650 (-) Land $4,425 Building $36,225
2024		$40,650 (-) Land $4,425 Building $36,225
2023		$40,650 Land $4,425 Building $36,225
2022	$580.00
2020			$162,600 Land $17,700 Building $144,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670404002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Aeneas Communications	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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