51 McWilliams Rd, Covington, TN 38019 Property Records

Tipton County property record for 51 McWilliams Rd, Covington, TN 38019 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1921
Lot Size	7.47 acres (325,393 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jun 2020)
Tax Bill	$503 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084039 01500`

Property Details

APN / Parcel Number

Primary APN	`084039 01500`
Alternative APN	`039 01500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	325,393 sqft (7.47 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	51 MCWILLIAMS RD
City	COVINGTON
State	TN
Zip	38019-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: G60
Legal Subdivision	CRAIG HWY 59 WEST MINOR PLAT
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2024
Census Tract	40400

Owner

Source: Tipton County records · APN 084039 01500

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH FINANCIAL CU
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF RIPLEY
Jan 08, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF RIPLEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jul 17, 2007 · Amount on Record
Deed Document Number	2020234412
Deed Book / Page	1849 / 313
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0000234412
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	51 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001909635
Date	Jul 02, 2021
Book Page	1909/635
Instrument	246653

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	MEMPHIS, TN 38134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	51 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Document Number	1764660
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 MCWILLIAMS RD COVINGTON TN 380196415, COVINGTON, TN 38019-6415

Mortgage

Document Number	1764660
Date	Jun 27, 2018
Book Page	001764/000660
Instrument	214874

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 08, 2018
Property Address	51 MCWILLIAMS RD, COVINGTON, TN 38019-6415
Book / Page	001745 / 000465
Instrument Date	Dec 28, 2017
Instrument	210354
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5808 HIGHWAY 59 W #D COVINGTON TN 380196474, D, COVINGTON, TN 38019-6474

Mortgage

Document Number	1745465
Date	Jan 08, 2018
Book Page	001745/000465
Instrument	210354

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 07, 2019

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$503.00 (+5.23%)	$33,025 (-) Land $10,650 Building $22,375
2023		$33,025 Land $10,650 Building $22,375
2022	$478.00
2020			$132,100 Land $42,600 Building $89,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670404002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Aeneas Communications	Fiber	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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