73 Heather Rd, Troy, OH 45373 Property Records

Miami County property record for 73 Heather Rd, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	4 bd · 5 ba · 2,736 sqft · built 1996
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2018)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-101022`

Property Details

APN / Parcel Number

Primary APN	`D08-101022`
Alternative APNs	`050620.3-02-023-00` `D08SW092 01700`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,736 sqft Total Area
1st Floor Area	3,168 sqft
Upper Floors Area	1,152 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	73 HEATHER RD
City	TROY
State	OH
Zip	45373-5648
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IL 7459 MEADOW RUN SUB
Legal Subdivision	MEADOW RUN SUB
Legal Lot Number	7459
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4002
Census Tract	365002

Owner

73 Heather Rd, a duplex, is owned by an individual who bought it in August 2018.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	73 A B HEATHER RD, TROY, OH 45373
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit NEW CARLISLE FEDERAL SAVINGS BANK
Sep 28, 2021	Deed of Trust, Mortgage · SBA Mortgage DOGWOOD STATE BANK
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW CARLISLE FSB
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage NEW CARLISLE FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Deed Document Number	20182018OR-10231
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	73 HEATHER RD, TROY, OH 45373-5648
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 GRAY HAWK CT, TROY, OH 45373-1182
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014673
Date	Dec 18, 2025
Instrument	2025OR-14673

Lender

Name	NEW CARLISLE FEDERAL SAVINGS BANK
Type	Bank
Address	400 N MAIN ST, NEW CARLISLE, OH 45344

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	73 HEATHER RD, TROY, OH 45373-5648
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 HEATHER RD, TROY, OH 45373-5648

Mortgage

Document Number	0000016851
Date	Sep 28, 2021
Instrument	2021OR-16851

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	CHARLOTTE, NC 28262

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	73 HEATHER RD, TROY, OH 45373-5648
Document Number	0000009640
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	73 HEATHER RD TROY OH 453735648, TROY, OH 45373-5648

Mortgage

Document Number	0000009640
Date	Jul 17, 2020
Instrument	9640

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 21, 2018
Property Address	73 HEATHER RD, TROY, OH 45373-5648
Document Number	0000010231
Instrument Date	Jul 12, 2018
Instrument	10231
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	73 HEATHER RD TROY OH 453735648, TROY, OH 45373-5648

Mortgage

Document Number	10232
Date	Aug 21, 2018
Instrument	10232

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 73 Heather Rd was $3,973, up 8.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 (+8.34%)	$117,190 (+23.14%) Land $13,200 Building $103,990	$334,800 Land $37,700 Building $297,100
2024	$3,667.00 (+2.23%)	$95,170 (-) Land $14,280 Building $80,890
2023	$3,587.00 (+16.92%)	$95,170 (-) Land $14,280 Building $80,890	$271,900 (-) Land $40,800 Building $231,100
2022	$3,068.00	$95,170 Land $14,280 Building $80,890	$271,900 Land $40,800 Building $231,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 73 Heather Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Heather Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

Nearby Properties on Heather Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures