73 Harding Rd, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 73 Harding Rd, Wyckoff, NJ 07481

Property Summary

Property TypeSingle Family Home
Details2,338 sqft · built 1952
Lot Size0.27 acres (11,744 sqft)
OwnerCompany Name on Record
Last Sale$875,000 (Aug 2020)
Tax Bill$16,692 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN70-00263-0000-00056

Property Details

APN / Parcel Number

Primary APN70-00263-0000-00056
Alternative APN
  • 700026300056

Interior

Stories2 Stories
Building Area2,338 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area11,744 sqft (0.27 acres)
Lot Dimensions145 ft deep x 81 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address73 HARDING RD
CityWYCKOFF
StateNJ
Zip07481-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description81X145
Legal SubdivisionWHITE BIRCH MANOR SEC 7
Legal Block263
Legal Lot Number56
JurisdictionBERGEN NJ
Township / Civil DivisionWYCKOFF
Census Block Group4
Census Block4000
Census Tract61100

Owner

Source: Bergen County and Wyckoff Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address73 HARDING RD, WYCKOFF, NJ 07481-2730
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Deed of Trust, Mortgage
CITIZENS BK NA
Aug 31, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Aug 27, 2019Grant Deed, Transfer
FOUNDATION TITLE LLC - ROSELA
Aug 6, 2018Deed with Mortgage, Transfer · FHA Mortgage
TIAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleAug 27, 2019 · Amount on Record
Deed Document Number202079510
Deed Book / Page3687 / 76
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address73 HARDING RD, WYCKOFF, NJ 07481-2730
Document Number0036870082
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 HARDING RD WYCKOFF NJ 074812730, WYCKOFF, NJ 07481-2730

Mortgage

Document Number0036870082
DateAug 31, 2020
Book Page003687/000082
Instrument79511
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

August 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateAug 31, 2020
Property Address73 HARDING RD, WYCKOFF, NJ 07481-2730
Document Number0036870076
Book / Page3687 / 76
Instrument DateJul 16, 2020
Instrument20-079510
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 BLACKBERRY BAY DR, 5, OCEANPORT, NJ 07757-1401

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 HARDING RD, WYCKOFF, NJ 07481-2730

Mortgage

Document Number20079511
DateAug 31, 2020
Instrument20-079511
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateAug 27, 2019
Property Address73 HARDING RD, WYCKOFF, NJ 07481-2730
Document Number0033321073
Book / Page003332 / 001073
Instrument DateMar 4, 2019
Instrument56047
Transaction TypeTransfer
Record UpdatedSep 12, 2019
Title CompanyFOUNDATION TITLE LLC - ROSELA

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address73 HARDING RD WYCKOFF NJ 074812730, WYCKOFF, NJ 07481-2730

August 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateAug 6, 2018
Property Address73 HARDING RD, WYCKOFF, NJ 07481-2730
Document Number0030190811
Book / Page003019 / 000811
Instrument DateJul 16, 2018
Instrument56229
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 HARDING RD WYCKOFF NJ 074812730, WYCKOFF, NJ 07481-2730

Mortgage

Document Number30190819
DateAug 6, 2018
Book Page003019/000819
Instrument56229
Lender
NameTIAA FSB
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2048

Tax Assessment & Valuation

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionWyckoff Township
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)
Elementary School DistrictWyckoff Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$823,900 (-) Land $412,500 Building $411,400$823,900 (-) Land $412,500 Building $411,400
2025$16,692.00 (+3.9%)$823,900 (-) Land $412,500 Building $411,400$823,900 (-) Land $412,500 Building $411,400
2024$16,066.00 (+5.86%)
2023$823,900 Land $412,500 Building $411,400$823,900 Land $412,500 Building $411,400
2022$15,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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