Bergen County and Wyckoff Township property record for 71 Harding Rd, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 1952 |
| Lot Size | 0.27 acres (11,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jul 2015) |
| Tax Bill | $16,800 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-00263-0000-00055 |
| Primary APN | 70-00263-0000-00055 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,980 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 11,744 sqft (0.27 acres) |
| Lot Dimensions | 145 ft deep x 81 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 71 HARDING RD |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 81X145 |
| Legal Subdivision | WHITE BIRCH MANOR SEC MAP 7 |
| Legal Block | 263 |
| Legal Lot Number | 55 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 61100 |
Source: Bergen County and Wyckoff Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FEDERAL CREDIT UNION |
| Feb 3, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2015 · Amount on File |
| Deed Sale | Jul 16, 2015 · Amount on File |
| Prior Sale | Jun 8, 2010 · Amount on File |
| Deed Document Number | 201552282 |
| Deed Book / Page | 1993 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 4, 2026 |
| Property Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0000029678 |
| Book / Page | 5788 / 323 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202629678 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0000029678, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 5788/323 |
| Instrument | 202629678 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 7, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0045681517 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 4568/1517 |
| Instrument | 2022015730 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0037071545 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 3707/1545 |
| Instrument | 20-086011 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0036381795 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 71 HARDING RD WYCKOFF NJ 074812730, WYCKOFF, NJ 07481-2730 |
| Document Number | 0036381795 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 003638/001795 |
| Instrument | 20064194 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 71 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0033870856 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 71 HARDING RD WYCKOFF NJ 074812730, WYCKOFF, NJ 07481-2730 |
| Document Number | 0033870856 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 003387/000856 |
| Instrument | 72126 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 24, 2044 |
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $805,000 (-2.92%) Land $412,500 Building $392,500 | $805,000 (-2.92%) Land $412,500 Building $392,500 | |
| 2025 | $16,800.00 (+3.9%) | $829,200 (+52.48%) Land $412,500 Building $416,700 | $829,200 (+52.48%) Land $412,500 Building $416,700 |
| 2024 | $16,169.00 (+61.43%) | ||
| 2023 | $543,800 Land $412,500 Building $131,300 | $543,800 Land $412,500 Building $131,300 | |
| 2022 | $10,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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