73 Grindstone Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 73 Grindstone Rd, Williamsburg, KY 40769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$516 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-00-00-046.00`

Property Details

APN / Parcel Number

Primary APN	`089-00-00-046.00`
Alternative APN	`7796`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Terrain	Rolling
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	73 GRINDSTONE RD
City	WILLIAMSBURG
State	KY
Zip	40769-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ST BRK HS W/GAR & LT 9 @ CRIPPLE CRK
Legal Subdivision	CRIPPLE CRK
Legal Lot Number	9
Jurisdiction	WHITLEY KY
Township / Civil Division	CUMBERLAND FALLS
Census Block Group	2
Census Block	2041
Census Tract	920402

Owner

Source: Whitley County records · APN 089-00-00-046.00

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	73 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
May 26, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	73 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000M715/8
Date	Apr 30, 2024
Book Page	M715/8
Instrument	313144

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	73 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842
Transaction Type	Mortgage
Record Updated	Jun 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842

Mortgage

Document Number	00M704/478
Date	May 26, 2023
Book Page	M704/478
Instrument	293602

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	73 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842
Transaction Type	Mortgage
Record Updated	May 04, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 WILLIAMSBURG PLASTICS RD, WILLIAMSBURG, KY 40769-8612

Mortgage

Document Number	00M690/721
Date	Apr 25, 2022
Book Page	M690/721
Instrument	279740

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 04, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$516.00 (+0.78%)	$115,000 (-)	$115,000 (-)
2023	$512.00 Homeowner's exemption	$115,000	$115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	About 1 in 249 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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