Whitley County property record for 291 Grindstone Rd, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft |
| Lot Size | 2.51 acres (109,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Dec 2020) |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-00-00-047.00 |
| Primary APN | 089-00-00-047.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Basement Area | 1,504 sqft |
| Finished Basement | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 109,553 sqft (2.51 acres) |
| Terrain | Rolling |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 291 GRINDSTONE RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-2842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | BRK HS/LTS 7-8 & R-O-W (2. AC) @ CRIP |
| Legal Subdivision | BLAKES FORK CREEK |
| Legal Lot Number | 7-8 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 920402 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 291 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Aug 13, 2018 | Deed of Trust, Mortgage UBANK |
| Dec 15, 2020 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on Record |
| Deed Sale | Dec 15, 2020 · Amount on Record |
| Prior Sale | Nov 27, 2020 · Amount on Record |
| Deed Document Number | 2020270269 |
| Deed Book / Page | 559 / 316 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 291 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 291 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842 |
| Document Number | 00M691/466 |
|---|---|
| Date | May 9, 2022 |
| Book Page | M691/466 |
| Instrument | 280022 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | WILLIAMSBURG, KY 40769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 291 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 291 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842 |
| Document Number | 000631/650 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 631/650 |
| Instrument | 232292 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | JELLICO, TN 37762 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Dec 15, 2020 |
| Property Address | 291 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842 |
| Document Number | 00D559/316 |
| Book / Page | D559 / 316 |
| Instrument Date | Nov 27, 2020 |
| Instrument | 270269 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 OLD PLANTATION WAY, 3205, MARYVILLE, TN 37804-3790 |
| Name | Verified Name |
|---|---|
| Address | 291 GRINDSTONE RD, WILLIAMSBURG, KY 40769-2842 |
| Document Number | 000M666850 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | M666/850 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 (+5.09%) | $200,000 (-) | $200,000 (-) |
| 2023 | $1,492.00 | $200,000 | $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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