73 Formby St, Freeport, FL 32439 Property Records

Walton County property record for 73 Formby St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1970
Lot Size	0.182 acres (7,971 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Feb 2024)
Tax Bill	$471 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24080-00F-0090`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24080-00F-0090`
Alternative APN	`1002386`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,796 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,971 sqft (0.182 acres)
Lot Dimensions	16 ft deep x 5 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	420 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1002386
Street Address	73 FORMBY ST
City	FREEPORT
State	FL
Zip	32439-5095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK F PITTS BAY SHORE PB 2-51 OR 1970-342 OR 3316-748
Legal Range	19W
Legal Township	02S
Legal Section	02
Legal Subdivision	PITTS BAY SHORE S/D
Legal Block	F
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6321 CHARLES TOWNE SQ, MONTGOMERY, AL 36117-4343
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Deed Document Number	20240006109
Deed Book / Page	3316 / 748
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 22, 2024
Property Address	73 FORMBY ST, FREEPORT, FL 32439-5095
Document Number	0033160748
Book / Page	3316 / 748
Map Reference	MB 2 PG 51
Instrument Date	Feb 21, 2024
Instrument	20240006109
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25857 ATKINS RD, OPP, AL 36467-6058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6321 CHARLES TOWNE SQ, MONTGOMERY, AL 36117-4343

Mortgage

Document Number	0003316750
Date	Feb 22, 2024
Instrument	3316/750

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2029

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,384 (+88.76%) Land $25,000 Building $63,384	$88,384 (+88.76%) Land $25,000 Building $63,384
2024	$471.00 (+13.22%)
2023	$416.00 (+4.26%)	$46,823 (+6.83%) Land $9,275 Building $37,548	$46,823 (+6.83%) Land $9,275 Building $37,548
2022	$399.00	$43,828 Land $10,295 Building $33,533	$43,828 Land $10,295 Building $33,533

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50