73 E Troxell Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 73 E Troxell Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,545 sqft · built 1980
Lot Size	4.75 acres (206,910 sqft)
Owner	Individual Name on Record
Last Sale	$281,309 (Jul 2025)
Tax Bill	$4,448 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R23306-297-1140`

Property Details

APN / Parcel Number

Primary APN	`R23306-297-1140`
Alternative APN	`97754`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	1,889 sqft
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Exterior Material	Shingle
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	206,910 sqft (4.75 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	1,302 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	73 E TROXELL RD
City	OAK HARBOR
State	WA
Zip	98277-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	31 - E/2 SE SW NW TGW & SUB TO EZ
Legal Range	2E
Legal Township	33N
Legal Section	06
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2003
Census Tract	970100

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73 E TROXELL RD, OAK HARBOR, WA 98277-9623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 2, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	20254587800
Prior Transfer Date	Jun 19, 2025
Prior Transfer Doc	0004587800
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	73 E TROXELL RD, OAK HARBOR, WA 98277-9623
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004591932
Date	Oct 8, 2025
Instrument	4591932

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	73 E TROXELL RD, OAK HARBOR, WA 98277-9623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004500407
Date	Oct 26, 2020
Instrument	4500407

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	73 E TROXELL RD, OAK HARBOR, WA 98277-9623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004469271
Date	Aug 14, 2019
Instrument	4469271

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 2, 2017
Property Address	73 E TROXELL RD, OAK HARBOR, WA 98277-9623
Document Number	0004418037
Instrument Date	Feb 24, 2017
Instrument	4418037
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE ISLAND COUNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,594.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 E TROXELL RD, OAK HARBOR, WA 98277-9623

Mortgage

Document Number	0004418038
Date	Mar 2, 2017
Instrument	4418038

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Mortgage

Document Number	0004418039
Date	Mar 2, 2017
Instrument	4418039

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,448.00 (+12.15%)
2025	$3,966.00 (+6.9%)	$573,957 (+3.96%) Land $300,000 Building $273,957	$573,957 (+3.96%) Land $300,000 Building $273,957
2023	$3,710.00	$552,073 (+11.07%) Land $270,000 Building $282,073	$552,073 (+11.07%) Land $270,000 Building $282,073
2022		$497,051 Land $240,000 Building $257,051	$497,051 Land $240,000 Building $257,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Ziply Fiber DSL	115 / 7

Cell Coverage

4G LTE only, no 5G reported

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