44 E Troxell Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 44 E Troxell Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 2001
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,932 (2026)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R23306-229-0510`

Property Details

APN / Parcel Number

Primary APN	`R23306-229-0510`
Alternative APN	`97674`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,851 sqft Living Area
Gross Area	2,457 sqft
1st Floor Area	1,851 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	206,910 sqft (4.75 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	44 E TROXELL RD
City	OAK HARBOR
State	WA
Zip	98277-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	52 - E/2 NW NW SW EX TROXELL RD
Legal Range	2E
Legal Township	33N
Legal Section	06
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2011
Census Tract	970100

Owner

44 E Troxell Rd is owned and occupied by two individuals.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 E TROXELL RD, OAK HARBOR, WA 98277-9623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	44 E TROXELL RD, OAK HARBOR, WA 98277-9623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004499492
Date	Oct 15, 2020
Instrument	4499492

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	926 Months
Due	Dec 19, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	44 E TROXELL RD, OAK HARBOR, WA 98277-9623
Document Number	0004499493
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 E TROXELL RD OAK HARBOR WA 982779623, OAK HARBOR, WA 98277-9623

Mortgage

Document Number	0004499493
Date	Oct 15, 2020
Instrument	4499493

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Oct 14, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.86%

Tax Assessment & Valuation

The 2026 property tax bill for 44 E Troxell Rd was $1,932 with a senior citizen's exemption.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00
2025		$596,915 Land $300,000 Building $296,915	$596,915 Land $300,000 Building $296,915
2023	$3,820.00 Senior Citizen's exemption	$574,136 (+12.11%) Land $270,000 Building $304,136	$574,136 (+12.11%) Land $270,000 Building $304,136
2022		$512,130 Land $240,000 Building $272,130	$512,130 Land $240,000 Building $272,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 E Troxell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 E Troxell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Troxell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures