73 Cross St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 73 Cross St, Rowley, MA 01969 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1850
Square Footage	2,432 sqft Living Area
Lot Size	83,958 sqft (1.92 acres)
Occupancy	Owner Occupied
Last Sale	$186,000 (1995)
Tax Bill	$7,995.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0024 B:0054 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,432 sqft Living Area
Gross Area	5,765 sqft Gross Area
Basement Area	1,216 sqft Basement
Unfinished Basement	1,216 sqft Unfinished
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	83,958 sqft (1.92 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	73 CROSS ST
City	ROWLEY
State	MA
Zip	01969-1413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	PLAN 722
Legal Block	54
Jurisdiction	ROWLEY MA
Minor Civil Division	ROWLEY
Census Blockgroup	1
Census Block	1048
Census Tract	270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0024 B:0054 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	73 CROSS ST, ROWLEY, MA 01969-1413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 1995 · Amount on Record
Deed Sale	Jul 21, 1995 · Amount on Record
Prior Sale	Jan 14, 1994 · Amount on Record
Deed Book / Page	13110 / 475
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	73 CROSS ST, ROWLEY, MA 01969-1413
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040979-145
Date	Jun 03, 2022
Book Page	40979/145
Instrument	20220603003550

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,995.00 (+1.9%)	$679,300 (+4.77%) Land $309,900 Building $369,400	$716,015
2024	$7,846.00 (+2.71%)	$648,400 (+10.52%) Land $295,200 Building $353,200
2023	$7,639.00	$586,700 Land $255,800 Building $330,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.