66 Cross St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 66 Cross St, Rowley, MA 01969 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1960
Lot Size	2.49 acres (108,787 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Jul 2022)
Tax Bill	$7,135 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0024 B:0049 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0024 B:0049 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	936 sqft Living Area
Gross Area	2,128 sqft
Basement Area	999 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,787 sqft (2.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	66 CROSS ST
City	ROWLEY
State	MA
Zip	01969-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	49
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1035
Census Tract	270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0024 B:0049 L:0000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	66 CROSS ST, ROWLEY, MA 01969-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO
Mar 09, 2020	Quit Claim Deed, Transfer SUSAN COPPOLA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2022 · Amount on Record
Deed Sale	Jul 07, 2022 · Amount on Record
Prior Sale	Mar 09, 2020 · Amount on Record
Deed Book / Page	41052 / 243
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jul 07, 2022
Property Address	66 CROSS ST, ROWLEY, MA 01969-1407
Document Number	041052-243
Book / Page	41052 / 243
Instrument Date	Jul 07, 2022
Instrument	20220707002830
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	66 CROSS ST, ROWLEY, MA 01969-1407

Mortgage

Document Number	220707002840
Date	Jul 07, 2022
Instrument	220707002840

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Mar 09, 2020
Property Address	66 CROSS ST, ROWLEY, MA 01969-1407
Document Number	38320-467
Book / Page	038320 / 000467
Instrument Date	Mar 06, 2020
Instrument	9002660
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66 CROSS ST ROWLEY MA 019691407, ROWLEY, MA 01969-1407

Mortgage

Document Number	38320-470
Date	Mar 09, 2020
Book Page	038320/000470
Instrument	9002670

Lender

Name	SUSAN COPPOLA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2050

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,135.00 (+1.34%)	$606,200 (+4.18%) Land $317,100 Building $289,100	$671,175
2024	$7,041.00 (+5.44%)	$581,900 (+13.45%) Land $302,000 Building $279,900
2023	$6,678.00	$512,900 Land $260,900 Building $252,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

66 Cross St, Rowley, MA 01969 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number