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69 Cottage St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 69 Cottage St, Middletown, NY 10940 · Last verified May 2026

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,268 sqft · built 1900
Lot Size0.183 acres (7,956 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Aug 2022)
Tax Bill$5,193 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN330900 26-2-9

Property Details

APN / Parcel Number

Primary APN330900 26-2-9
Alternative APNs
  • 090002600000020090000000
  • 0520003800
  • 26-2-9

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,268 sqft Living Area
Gross Area2,388 sqft
1st Floor Area1,134 sqft
2nd Floor Area1,134 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOld Style
Lot Area7,956 sqft (0.183 acres)
Lot Dimensions221 ft deep x 36 ft wide
Garage Area896 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0520003800
Street Address69 COTTAGE ST
CityMIDDLETOWN
StateNY
Zip10940-4835
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block2
Legal Lot Number9.000
JurisdictionORANGE NY
Township / Civil DivisionMIDDLETOWN
Census Block Group4
Census Block4006
Census Tract1100

Owner

Source: Orange County and Middletown City records · APN 330900 26-2-9

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address69 COTTAGE ST, MIDDLETOWN, NY 10940-4835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed, Transfer · Stand-Alone First Mortgage
HUDSON VALLEY FCU
Jul 03, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2022 · Amount on Record
Deed SaleAug 24, 2022 · Amount on Record
Deed Document Number202261939
Deed Book / Page15295 / 1042
Prior Transfer DateJun 10, 2002
Prior Transfer Doc0059410301
Record UpdatedJun 08, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateAug 24, 2022
Property Address69 COTTAGE ST, MIDDLETOWN, NY 10940-4835
Document Number0000061939
Book / Page15295 / 1042
Instrument DateJun 02, 2022
Instrument20220061939
Transaction TypeTransfer
Record UpdatedSep 13, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 COTTAGE ST, MIDDLETOWN, NY 10940-4835

Mortgage

Document Number0000061940
DateAug 24, 2022
Instrument20220061940
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateJul 03, 2019
Property Address69 COTTAGE ST, MIDDLETOWN, NY 10940-4835
Document Number0000046128
Book / Page014589 / 001199
Instrument DateJun 25, 2019
Instrument46128
Transaction TypeTransfer
Record UpdatedAug 06, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address195 SANTAREM CIR PUNTA GORDA FL 339835642, PUNTA GORDA, FL 33983-5642

Tax Assessment & Valuation

Source: Orange County and Middletown City records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$18,700 (-) Land $3,400 Building $15,300$212,700 (+6.94%)
2024$5,193.00$18,700 (-) Land $3,400 Building $15,300$198,900 (+6.36%)
2023$18,700 (-) Land $3,400 Building $15,300$187,000 (+17.02%) Land $34,000 Building $153,000
2022$18,700 Land $3,400 Building $15,300$159,800 Land $29,055 Building $130,745

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710011004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 613 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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