73 Clover Ln, Broken Bow, OK 74728 Property Records

McCurtain County property record for 73 Clover Ln, Broken Bow, OK 74728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 2018
Lot Size	2.06 acres (90,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Nov 2023)
Tax Bill	$4,198 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Nov 2017 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`18405`

Property Details

APN / Parcel Number

Primary APN	`18405`
Alternative APN	`0090-00-001-024-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,000 sqft (2.06 acres)
Lot Dimensions	450 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Slab
Porch Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18405
Street Address	73 CLOVER LN
City	BROKEN BOW
State	OK
Zip	74728-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY VILLAGE 28-6-24 LOTS 24,25 & THE W132.40'OF LOT 26 BLK 1 B968/P59, B1188/P220
Legal Range	24E
Legal Township	06S
Legal Section	28
Legal Subdivision	COUNTRY VILLAGE
Legal Block	1
Legal Lot Number	24-26
Jurisdiction	MCCURTAIN OK
Township / Civil Division	BROKEN BOW
Census Block Group	3
Census Block	3037
Census Tract	98501

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit 1ST BANK & TRUST
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit 1ST BANK & TRUST
Mar 12, 2019	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Dec 17, 2025	Intrafamily Transfer, Transfer
Dec 17, 2025	Transfer on Death Deed, Transfer
Dec 17, 2025	Transfer on Death Deed, Transfer
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 11, 2017	Warranty Deed, Transfer · Line of Credit 1ST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	2023621443
Deed Book / Page	1188 / 220
Last Transfer Date	Dec 16, 2025
Transfer Doc	0001257/60
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00983/1025
Date	Mar 1, 2018
Book Page	0983/1025
Instrument	2001-563364

Lender

Name	1ST BANK & TRUST
Type	Bank
Address	BROKEN BOW, OK 74728

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 20, 2043

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000977/419
Date	Nov 27, 2017
Book Page	0977/419
Instrument	2001-561347

Lender

Name	1ST BANK & TRUST
Type	Bank
Address	BROKEN BOW, OK 74728

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Apr 30, 2018

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001009/380
Date	Mar 12, 2019
Book Page	1009/380
Instrument	2001-571222

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001031/468
Date	Dec 20, 2019
Book Page	1031/468
Instrument	2001-578446

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001090/489
Date	Aug 3, 2021
Book Page	1090/489
Instrument	2001-595216

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCCURTAIN OK
Recording Date	Dec 17, 2025
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Document Number	0001257/57
Book / Page	1257 / 57
Instrument Date	Dec 16, 2025
Instrument	I-2025-638454
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Dec 17, 2025
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Document Number	0001257/60
Book / Page	1257 / 60
Instrument Date	Dec 16, 2025
Instrument	I-2025-638455
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Dec 17, 2025
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Document Number	0001257/62
Book / Page	1257 / 62
Instrument Date	Dec 16, 2025
Instrument	I-2025-638456
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Nov 21, 2023
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Document Number	001188/220
Book / Page	1188 / 220
Instrument Date	Nov 20, 2023
Instrument	I-2001-621443
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761

Mortgage

Document Number	I2001621444
Date	Nov 21, 2023
Instrument	I-2001-621444

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Jul 11, 2017
Property Address	73 CLOVER LN, BROKEN BOW, OK 74728-5761
Document Number	000968/059
Book / Page	0968 / 059
Instrument Date	Jun 28, 2017
Instrument	2017-558366
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 N GRAND AVE, BROKEN BOW, OK 74728-1506

Mortgage

Document Number	2001558367
Date	Jul 11, 2017
Instrument	2001-558367

Lender

Name	1ST BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jun 28, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Elementary School District	Lukfata Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,717 (+0.48%) Land $21,280 Building $29,437	$461,060 (-) Land $193,450 Building $267,610
2025	$4,198.00 (+111.59%)	$50,473 (+117.49%) Land $21,036 Building $29,437	$461,060 (+118.54%) Land $193,450 Building $267,610
2023	$1,984.00	$23,207 Land $2,915 Building $20,292	$210,969 Land $26,500 Building $184,469

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCURTAIN CO. RWD #8 (MT. FORK WATER) serves 5,685 people · EPA ID OK1010207
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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