208 Clover Ln, Broken Bow, OK 74728 Property Records

McCurtain County property record for 208 Clover Ln, Broken Bow, OK 74728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,807 sqft · built 2023
Lot Size	2.49 acres (108,832 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Apr 2018)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18396`

Property Details

APN / Parcel Number

Primary APN	`18396`
Alternative APN	`0090-00-001-016-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	108,832 sqft (2.49 acres)
Pool Type	In-Ground Pool
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18396
Street Address	208 CLOVER LN
City	BROKEN BOW
State	OK
Zip	74728-6383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-6-24 COUNTRY VILLAGE LOTS 16,17 BLK 1 LESS THE S217.8' OF LOTS 16 & 17 B943/P418 B987/P955
Legal Range	24E
Legal Township	06S
Legal Section	28
Legal Subdivision	COUNTRY VILLAGE
Legal Block	1
Legal Lot Number	16,17
Jurisdiction	MCCURTAIN OK
Township / Civil Division	BROKEN BOW
Census Block Group	3
Census Block	3037
Census Tract	98501

Owner

208 Clover Ln is owned and occupied by two individuals who bought it in April 2018.

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	208 CLOVER LN, BROKEN BOW, OK 74728-6383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Closed-End Mortgage UNITED FCU
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on File
Deed Sale	Apr 25, 2018 · Amount on File
Prior Sale	Sep 29, 2006 · Amount on File
Deed Document Number	20182001-564494
Deed Book / Page	987 / 955
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	208 CLOVER LN, BROKEN BOW, OK 74728-6383
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CLOVER LN, BROKEN BOW, OK 74728-6383

Mortgage

Document Number	001266/344
Date	Mar 26, 2026
Book Page	1266/344
Instrument	I-2026-640476

Lender

Name	UNITED FCU
Type	Credit Union
Address	BROKEN BOW, OK 74728

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2046

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Apr 25, 2018
Property Address	208 CLOVER LN, BROKEN BOW, OK 74728-6383
Document Number	00987/0955
Book / Page	0987 / 0955
Instrument Date	Apr 23, 2018
Instrument	2001-564494
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 CLOVER LN, BROKEN BOW, OK 74728-6383

Mortgage

Document Number	2001564495
Date	Apr 25, 2018
Instrument	2001-564495

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 208 Clover Ln was $2,232 with a homeowner's exemption.

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Elementary School District	Lukfata Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,677 (+3%) Land $2,154 Building $26,523	$260,695 (-17.08%) Land $19,579 Building $241,116
2025	$2,232.00 Homeowner's exemption	$27,841 Land $2,091 Building $25,750	$314,393 Land $80,300 Building $234,093
2023	$1,495.00 Homeowner's exemption	$18,489 Land $1,210 Building $17,279	$168,083 Land $11,000 Building $157,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Clover Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCURTAIN CO. RWD #8 (MT. FORK WATER) serves 5,685 people · EPA ID OK1010207
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Ln

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