73 Cascade Dr, Ouray, CO 81427 Property Records

Ouray County property record for 73 Cascade Dr, Ouray, CO 81427

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1975
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R001738`

Property Details

APN / Parcel Number

Primary APN	`R001738`
Alternative APN	`451724101002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Heated Area
Gross Area	2,928 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	528 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R001738
Street Address	73 CASCADE DR
City	OURAY
State	CO
Zip	81427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26
Legal Description	SUBD: PINE VIEW SUB LOT: 2 S: 24 T: 44 R: 8
Legal Range	08
Legal Township	44
Legal Section	24
Legal Subdivision	PINE VIEW SUB
Legal Lot Number	2
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	3
Census Block	3045
Census Tract	967602

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 274, OURAY, CO 81427-0274
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Personal Representative Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2015
Transfer Doc	215277
Record Updated	Jun 8, 2026

July 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OURAY CO
Recording Date	Jul 19, 2022
Property Address	73 CASCADE DR, OURAY, CO 81427
Document Number	0000232656
Map Reference	DOC 117206
Instrument Date	Jul 19, 2022
Instrument	232656
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 COUNTY ROAD 7, 110, RIDGWAY, CO 81432-9595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 CASCADE DR, OURAY, CO 81427

Mortgage

Document Number	0000232657
Date	Jul 19, 2022
Instrument	232657

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	73 CASCADE DR, OURAY, CO 81427
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	227804
Date	Feb 1, 2021
Instrument	227804

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,052.00 (+13.87%)	$35,080 (+2.39%) Land $12,310 Building $22,770	$561,280 (+9.78%) Land $196,960 Building $364,320
2024	$1,802.00 (+2.15%)	$34,260 (-8.13%) Land $10,740 Building $23,520	$511,260 (-7.26%) Land $160,260 Building $351,000
2023	$1,764.00	$37,290 Land $11,690 Building $25,600	$551,260 Land $172,800 Building $378,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OURAY serves 1,460 people · EPA ID CO0146588
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Also Mapped Here	TRI COUNTY WCD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

May also be available: T-Mobile.

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