55 Cascade Dr, Ouray, CO 81427 Property Records

Ouray County property record for 55 Cascade Dr, Ouray, CO 81427

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1973
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jan 2022)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R001724`

Property Details

APN / Parcel Number

Primary APN	`R001724`
Alternative APN	`451724101024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,485 sqft Heated Area
Gross Area	3,172 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	643 sqft
Patio Area	803 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R001724
Street Address	55 CASCADE DR
City	OURAY
State	CO
Zip	81427-5068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26
Legal Description	SUBD: PINE VIEW SUB LOT: 1 S: 24 T: 44 R: 8
Legal Range	08
Legal Township	44
Legal Section	24
Legal Subdivision	PINE VIEW SUB
Legal Lot Number	1
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	3
Census Block	3045
Census Tract	967602

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 632, OURAY, CO 81427-0632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 11, 2018	Warranty Deed, Transfer RANDOLPH SIEBERT ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	2022231241
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jan 24, 2022
Property Address	55 CASCADE DR, OURAY, CO 81427-5068
Document Number	0000231241
Map Reference	DOC 117206
Instrument Date	Jan 20, 2022
Instrument	231241
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 245, OURAY, CO 81427-0245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 963, RIDGWAY, CO 81432-0963

Mortgage

Document Number	0000231242
Date	Jan 24, 2022
Instrument	231242

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jan 11, 2018
Property Address	55 CASCADE DR, OURAY, CO 81427-5068
Document Number	220172
Map Reference	DOC117206
Instrument Date	Jan 10, 2018
Instrument	220172
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	769 COUNTY ROAD 10A, RIDGWAY, CO 81432-9648

Mortgage

Document Number	220173
Date	Jan 11, 2018
Instrument	220173

Lender

Name	RANDOLPH SIEBERT ETAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2028

Interest

Rate	4%

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+11.57%)	$36,110 (+0.33%) Land $12,310 Building $23,800	$577,740 (+7.54%) Land $196,960 Building $380,780
2024	$1,893.00 (+2.16%)	$35,990 (-7.81%) Land $10,790 Building $25,200	$537,210 (-6.93%) Land $161,020 Building $376,190
2023	$1,853.00	$39,040 Land $11,700 Building $27,340	$577,210 Land $173,000 Building $404,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OURAY serves 1,460 people · EPA ID CO0146588
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Also Mapped Here	TRI COUNTY WCD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

May also be available: T-Mobile.

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