73 Belem St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 73 Belem St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 1990
Lot Size	0.258 acres (11,239 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jul 2023)
Tax Bill	$4,446 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-107-007`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-107-007`
Alternative APNs	`0095262-102350-3` `10004607871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	3,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,239 sqft (0.258 acres)
Garage Area	573 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	312 sqft
Porch	Open Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004607871
Old Parcel Number	00952621023503
Street Address	73 BELEM ST
City	PUNTA GORDA
State	FL
Zip	33983-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0594 0015 PUNTA GORDA ISLES SEC20 BLK594 LT15 982-74 1046-1578 3293996
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	594
Legal Lot Number	15 982
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	20103

Owner

Source: Charlotte County records · APN 40-23-05-107-007

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	73 BELEM ST, PUNTA GORDA, FL 33983-5203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	3293996
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 21, 2023
Property Address	73 BELEM ST, PUNTA GORDA, FL 33983-5203
Document Number	0003293996
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Jul 14, 2023
Instrument	3293996
Transaction Type	Transfer
Record Updated	Aug 04, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 WILLOWBROOK LN, FREEPORT, NY 11520-1327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BELEM ST, PUNTA GORDA, FL 33983-5203

Mortgage

Document Number	0003293997
Date	Jul 21, 2023
Instrument	3293997

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,446.00 (-23.74%) Homeowner's exemption	$334,730 (+21.48%)	$333,729 (+5.21%) Land $33,000 Building $300,729
2023	$5,830.00 (+15.31%)	$275,538 (-9.89%)	$317,193 (+3.74%) Land $33,000 Building $284,193
2022	$5,056.00	$305,770 Land $22,100 Building $283,670	$305,770 Land $22,100 Building $283,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lumen Technologies, Ripple Fiber, Verizon.

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.