73 109th Ave, Plainwell, MI 49080 Property Records

Allegan County property record for 73 109th Ave, Plainwell, MI 49080

Property Summary

Property Type	Residential Vacant Land
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,100 (Jul 2018)
Tax Bill	$819 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-012-010-00`

Property Details

APN / Parcel Number

Primary APN	`08-012-010-00`
Alternative APN	`03-08-012-010-00`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	73 109TH AVE
City	PLAINWELL
State	MI
Zip	49080-9347
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	NW 1/4 NE 1/4 SE 12 T1N R11W. 40 A.
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1023
Census Tract	32000

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 DOSTER RD, PLAINWELL, MI 49080-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 10, 2019	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Jul 26, 2018	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Oct 23, 2015
Deed Book / Page	4266 / 708
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	73 109TH AVE, PLAINWELL, MI 49080-9347
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004554/331
Date	Dec 18, 2020
Book Page	4554/331

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	73 109TH AVE, PLAINWELL, MI 49080-9347
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004379/880
Date	Sep 10, 2019
Book Page	4379/880

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.45%
Index	1-Year LIBOR
Max Rate	9.45%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 26, 2018
Property Address	73 109TH AVE, PLAINWELL, MI 49080-9347
Document Number	004266/708
Book / Page	4266 / 708
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15577 S M 43 HWY, 15577, HICKORY CORNERS, MI 49060-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4699 TAYLOR RIDGE CIR, KALAMAZOO, MI 49009-7038

Mortgage

Document Number	0004266710
Date	Jul 26, 2018
Instrument	4266/710

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.24%
Index	1-Year LIBOR
Max Rate	9.24%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,500 (+106.77%) Land $137,500	$275,000 (+106.77%) Land $275,000
2025	$819.00 (-23.67%)
2023		$66,500 Land $66,500	$133,000 Land $133,000
2022	$1,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, MEI, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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